▼ 0.50% · 3.625%
HK$17,338
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,877
−HK$548/mo
Today · 4.125%
HK$18,425
baseline
▲ 0.50% · 4.625%
HK$19,546
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,850/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,288
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,806
−HK$524/mo
Today · 4.125%
HK$20,330
baseline
▲ 0.50% · 4.625%
HK$21,402
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,072
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,665
−HK$603/mo
Today · 4.125%
HK$20,268
baseline
▲ 0.50% · 4.625%
HK$21,501
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,536/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,217
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,786
−HK$577/mo
Today · 4.125%
HK$22,363
baseline
▲ 0.50% · 4.625%
HK$23,542
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,726/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,806
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,453
−HK$657/mo
Today · 4.125%
HK$22,110
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,220/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,146
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,767
−HK$629/mo
Today · 4.125%
HK$24,396
baseline
▲ 0.50% · 4.625%
HK$25,682
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,792/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,539
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,240
−HK$713/mo
Today · 4.125%
HK$23,953
baseline
▲ 0.50% · 4.625%
HK$25,410
+HK$1,457/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,906/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,075
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$682/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$27,823
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,273
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,028
−HK$767/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,365
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,004
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,728
−HK$735/mo
Today · 4.125%
HK$28,463
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,926/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,816
−HK$822/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,681/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,932
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,708
−HK$788/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,103
+HK$1,607/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,741
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$876/mo
Today · 4.125%
HK$29,480
baseline
▲ 0.50% · 4.625%
HK$31,274
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,960/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,861
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,689
−HK$840/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,243
+HK$1,714/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,474
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,391
−HK$932/mo
Today · 4.125%
HK$31,323
baseline
▲ 0.50% · 4.625%
HK$33,229
+HK$1,906/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,646/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,790
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,669
−HK$893/mo
Today · 4.125%
HK$34,562
baseline
▲ 0.50% · 4.625%
HK$36,383
+HK$1,821/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,124/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,208
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,179
−HK$986/mo
Today · 4.125%
HK$33,165
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$2,018/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,330/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,719
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,650
−HK$945/mo
Today · 4.125%
HK$36,595
baseline
▲ 0.50% · 4.625%
HK$38,524
+HK$1,929/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,190/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,106 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).