▼ 0.50% · 3.625%
HK$22,676
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$717/mo
Today · 4.125%
HK$24,098
baseline
▲ 0.50% · 4.625%
HK$25,564
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,196/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,227
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,903
−HK$687/mo
Today · 4.125%
HK$26,590
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,180/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,720
−HK$788/mo
Today · 4.125%
HK$26,508
baseline
▲ 0.50% · 4.625%
HK$28,121
+HK$1,613/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,016/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,750
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$755/mo
Today · 4.125%
HK$29,249
baseline
▲ 0.50% · 4.625%
HK$30,790
+HK$1,541/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,498/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,211
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,058
−HK$860/mo
Today · 4.125%
HK$28,918
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,836/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,272
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,084
−HK$824/mo
Today · 4.125%
HK$31,908
baseline
▲ 0.50% · 4.625%
HK$33,590
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,816/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,479
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$931/mo
Today · 4.125%
HK$31,327
baseline
▲ 0.50% · 4.625%
HK$33,234
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,654/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,795
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,674
−HK$893/mo
Today · 4.125%
HK$34,567
baseline
▲ 0.50% · 4.625%
HK$36,389
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,134/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,746
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,734
−HK$1,003/mo
Today · 4.125%
HK$33,737
baseline
▲ 0.50% · 4.625%
HK$35,790
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,474/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,318
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,265
−HK$961/mo
Today · 4.125%
HK$37,226
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,452/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,014
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$1,075/mo
Today · 4.125%
HK$36,147
baseline
▲ 0.50% · 4.625%
HK$38,346
+HK$2,199/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,294/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,840
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,855
−HK$1,030/mo
Today · 4.125%
HK$39,885
baseline
▲ 0.50% · 4.625%
HK$41,987
+HK$2,102/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,770/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,282
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$1,147/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,346/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,363
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,445
−HK$1,099/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$44,786
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,549
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,748
−HK$1,219/mo
Today · 4.125%
HK$40,967
baseline
▲ 0.50% · 4.625%
HK$43,459
+HK$2,492/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,934/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,886
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,036
−HK$1,167/mo
Today · 4.125%
HK$45,203
baseline
▲ 0.50% · 4.625%
HK$47,585
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,406/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,817
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,290/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$46,016
+HK$2,640/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,408
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,626
−HK$1,236/mo
Today · 4.125%
HK$47,862
baseline
▲ 0.50% · 4.625%
HK$50,384
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,724/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,451 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).