▼ 0.50% · 3.625%
HK$22,775
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,484
−HK$720/mo
Today · 4.125%
HK$24,204
baseline
▲ 0.50% · 4.625%
HK$25,676
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,408/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,337
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,017
−HK$689/mo
Today · 4.125%
HK$26,706
baseline
▲ 0.50% · 4.625%
HK$28,114
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$792/mo
Today · 4.125%
HK$26,624
baseline
▲ 0.50% · 4.625%
HK$28,244
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,871
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$758/mo
Today · 4.125%
HK$29,377
baseline
▲ 0.50% · 4.625%
HK$30,925
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,754/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,181
−HK$863/mo
Today · 4.125%
HK$29,044
baseline
▲ 0.50% · 4.625%
HK$30,811
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,088/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,405
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$827/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,737
+HK$1,690/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,608
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,529
−HK$936/mo
Today · 4.125%
HK$31,465
baseline
▲ 0.50% · 4.625%
HK$33,379
+HK$1,914/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,930/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,938
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,822
−HK$896/mo
Today · 4.125%
HK$34,718
baseline
▲ 0.50% · 4.625%
HK$36,548
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,436/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$1,008/mo
Today · 4.125%
HK$33,885
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,770/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,472
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,424
−HK$965/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,163
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,226
−HK$1,079/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,006
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,034/mo
Today · 4.125%
HK$40,059
baseline
▲ 0.50% · 4.625%
HK$42,171
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,118/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$1,152/mo
Today · 4.125%
HK$38,726
baseline
▲ 0.50% · 4.625%
HK$41,082
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,452/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,540
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,627
−HK$1,103/mo
Today · 4.125%
HK$42,730
baseline
▲ 0.50% · 4.625%
HK$44,982
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,460/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,718
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,922
−HK$1,224/mo
Today · 4.125%
HK$41,146
baseline
▲ 0.50% · 4.625%
HK$43,650
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,292/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,073
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,229
−HK$1,172/mo
Today · 4.125%
HK$45,401
baseline
▲ 0.50% · 4.625%
HK$47,794
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,802/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,271
−HK$1,295/mo
Today · 4.125%
HK$43,566
baseline
▲ 0.50% · 4.625%
HK$46,217
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,132/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,607
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,830
−HK$1,241/mo
Today · 4.125%
HK$48,071
baseline
▲ 0.50% · 4.625%
HK$50,605
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,142/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).