▼ 0.50% · 3.625%
HK$22,732
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,439
−HK$718/mo
Today · 4.125%
HK$24,157
baseline
▲ 0.50% · 4.625%
HK$25,627
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,314/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,289
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,967
−HK$688/mo
Today · 4.125%
HK$26,655
baseline
▲ 0.50% · 4.625%
HK$28,060
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,310/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,005
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,783
−HK$790/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$28,190
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,818
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,564
−HK$757/mo
Today · 4.125%
HK$29,321
baseline
▲ 0.50% · 4.625%
HK$30,866
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,642/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,278
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,127
−HK$862/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,753
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,347
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,161
−HK$825/mo
Today · 4.125%
HK$31,986
baseline
▲ 0.50% · 4.625%
HK$33,672
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,972/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,551
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$934/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,757
−HK$895/mo
Today · 4.125%
HK$34,652
baseline
▲ 0.50% · 4.625%
HK$36,478
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,304/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,825
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,814
−HK$1,006/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,405
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$963/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,158
−HK$1,078/mo
Today · 4.125%
HK$36,236
baseline
▲ 0.50% · 4.625%
HK$38,441
+HK$2,205/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,472/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,933
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,951
−HK$1,032/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,371
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,502
−HK$1,150/mo
Today · 4.125%
HK$38,652
baseline
▲ 0.50% · 4.625%
HK$41,004
+HK$2,352/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,304/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,462
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,547
−HK$1,101/mo
Today · 4.125%
HK$42,648
baseline
▲ 0.50% · 4.625%
HK$44,896
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,296/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,644
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,846
−HK$1,221/mo
Today · 4.125%
HK$41,067
baseline
▲ 0.50% · 4.625%
HK$43,566
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,134/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,991
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,144
−HK$1,170/mo
Today · 4.125%
HK$45,314
baseline
▲ 0.50% · 4.625%
HK$47,702
+HK$2,388/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,628/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,917
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,190
−HK$1,293/mo
Today · 4.125%
HK$43,483
baseline
▲ 0.50% · 4.625%
HK$46,129
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,966/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,520
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,741
−HK$1,238/mo
Today · 4.125%
HK$47,979
baseline
▲ 0.50% · 4.625%
HK$50,508
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,958/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).