▼ 0.50% · 3.625%
HK$18,543
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$586/mo
Today · 4.125%
HK$19,706
baseline
▲ 0.50% · 4.625%
HK$20,905
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,412/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,629
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,182
−HK$562/mo
Today · 4.125%
HK$21,744
baseline
▲ 0.50% · 4.625%
HK$22,890
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,488/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,398
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$645/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,996
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,692
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$617/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,252
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,944
−HK$703/mo
Today · 4.125%
HK$23,647
baseline
▲ 0.50% · 4.625%
HK$25,086
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,294/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,755
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,419
−HK$673/mo
Today · 4.125%
HK$26,092
baseline
▲ 0.50% · 4.625%
HK$27,468
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,184/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,106
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$762/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$27,177
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,818
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,537
−HK$730/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,961
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,768
−HK$820/mo
Today · 4.125%
HK$27,588
baseline
▲ 0.50% · 4.625%
HK$29,267
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,176/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,881
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$786/mo
Today · 4.125%
HK$30,441
baseline
▲ 0.50% · 4.625%
HK$32,046
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,882/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,815
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$879/mo
Today · 4.125%
HK$29,559
baseline
▲ 0.50% · 4.625%
HK$31,358
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,118/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,944
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$842/mo
Today · 4.125%
HK$32,616
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,232/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,669
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,592
−HK$938/mo
Today · 4.125%
HK$31,530
baseline
▲ 0.50% · 4.625%
HK$33,448
+HK$1,918/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,060/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,007
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,892
−HK$898/mo
Today · 4.125%
HK$34,790
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,580/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$996/mo
Today · 4.125%
HK$33,500
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,000/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$954/mo
Today · 4.125%
HK$36,964
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,928/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,378
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,416
−HK$1,055/mo
Today · 4.125%
HK$35,471
baseline
▲ 0.50% · 4.625%
HK$37,629
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,942/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,132
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,128
−HK$1,011/mo
Today · 4.125%
HK$39,139
baseline
▲ 0.50% · 4.625%
HK$41,202
+HK$2,063/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,278/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,963 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).