▼ 0.50% · 3.625%
HK$18,978
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,568
−HK$600/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,395
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,679
−HK$574/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,426
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,875
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,525
−HK$659/mo
Today · 4.125%
HK$22,184
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,350/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,368/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,224
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$632/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,769
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$719/mo
Today · 4.125%
HK$24,201
baseline
▲ 0.50% · 4.625%
HK$25,674
+HK$1,473/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,402/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,335
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$690/mo
Today · 4.125%
HK$26,704
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,408/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,438
−HK$780/mo
Today · 4.125%
HK$26,218
baseline
▲ 0.50% · 4.625%
HK$27,813
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,436/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,446
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$747/mo
Today · 4.125%
HK$28,929
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,525/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,858/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,395
−HK$840/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,953
+HK$1,718/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,557
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$804/mo
Today · 4.125%
HK$31,154
baseline
▲ 0.50% · 4.625%
HK$32,796
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,308/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,466
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,352
−HK$900/mo
Today · 4.125%
HK$30,252
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,504/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,669
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,518
−HK$862/mo
Today · 4.125%
HK$33,380
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,760/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,364
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,309
−HK$959/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$34,232
+HK$1,964/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,780
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,686
−HK$919/mo
Today · 4.125%
HK$35,605
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$1,877/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,210/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,262
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,265
−HK$1,020/mo
Today · 4.125%
HK$34,285
baseline
▲ 0.50% · 4.625%
HK$36,371
+HK$2,086/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,570/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,891
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,854
−HK$976/mo
Today · 4.125%
HK$37,830
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$1,994/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,660/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,222
−HK$1,080/mo
Today · 4.125%
HK$36,302
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$2,209/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,604/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,002
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,033/mo
Today · 4.125%
HK$40,055
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,112/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,110/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,678 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).