▼ 0.50% · 3.625%
HK$18,830
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$595/mo
Today · 4.125%
HK$20,010
baseline
▲ 0.50% · 4.625%
HK$21,228
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,020/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,948
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,510
−HK$570/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,243
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,713
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,357
−HK$655/mo
Today · 4.125%
HK$22,012
baseline
▲ 0.50% · 4.625%
HK$23,351
+HK$1,339/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,024/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,661
−HK$627/mo
Today · 4.125%
HK$24,288
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,280/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,576/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,298
−HK$715/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,474
+HK$1,461/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,137
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,812
−HK$683/mo
Today · 4.125%
HK$26,495
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,397/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,990/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$774/mo
Today · 4.125%
HK$26,014
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,028/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,232
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,963
−HK$740/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,513/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$833/mo
Today · 4.125%
HK$28,015
baseline
▲ 0.50% · 4.625%
HK$29,719
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,030/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,113
−HK$798/mo
Today · 4.125%
HK$30,911
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,822/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$893/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,842
+HK$1,826/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,422
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,264
−HK$855/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$1,746/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,127
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$952/mo
Today · 4.125%
HK$32,017
baseline
▲ 0.50% · 4.625%
HK$33,965
+HK$1,948/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,034/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,415
−HK$912/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,189
+HK$1,862/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,006
−HK$1,012/mo
Today · 4.125%
HK$34,018
baseline
▲ 0.50% · 4.625%
HK$36,088
+HK$2,070/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,036/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,611
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,566
−HK$969/mo
Today · 4.125%
HK$37,535
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$1,979/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,070/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,893
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,948
−HK$1,071/mo
Today · 4.125%
HK$36,019
baseline
▲ 0.50% · 4.625%
HK$38,210
+HK$2,191/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$72,038/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,706
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,026/mo
Today · 4.125%
HK$39,743
baseline
▲ 0.50% · 4.625%
HK$41,838
+HK$2,095/mo
Deposit HK$826K · loan HK$7.43M · min. income ≈ HK$79,486/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).