▼ 0.50% · 3.625%
HK$18,998
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,589
−HK$600/mo
Today · 4.125%
HK$20,189
baseline
▲ 0.50% · 4.625%
HK$21,418
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,378/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,135
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,702
−HK$575/mo
Today · 4.125%
HK$22,277
baseline
▲ 0.50% · 4.625%
HK$23,451
+HK$1,174/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,898
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,548
−HK$660/mo
Today · 4.125%
HK$22,208
baseline
▲ 0.50% · 4.625%
HK$23,560
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,416/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,249
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,872
−HK$633/mo
Today · 4.125%
HK$24,505
baseline
▲ 0.50% · 4.625%
HK$25,797
+HK$1,292/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,010/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,798
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,507
−HK$720/mo
Today · 4.125%
HK$24,227
baseline
▲ 0.50% · 4.625%
HK$25,702
+HK$1,475/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,454/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,362
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,043
−HK$690/mo
Today · 4.125%
HK$26,733
baseline
▲ 0.50% · 4.625%
HK$28,142
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,466/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,698
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$780/mo
Today · 4.125%
HK$26,246
baseline
▲ 0.50% · 4.625%
HK$27,843
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,492/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$747/mo
Today · 4.125%
HK$28,960
baseline
▲ 0.50% · 4.625%
HK$30,487
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,920/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,597
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,425
−HK$840/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,985
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,589
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,383
−HK$805/mo
Today · 4.125%
HK$31,188
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,376/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,497
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,384
−HK$900/mo
Today · 4.125%
HK$30,284
baseline
▲ 0.50% · 4.625%
HK$32,127
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,568/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,703
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,553
−HK$863/mo
Today · 4.125%
HK$33,416
baseline
▲ 0.50% · 4.625%
HK$35,177
+HK$1,761/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,832/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,397
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,343
−HK$960/mo
Today · 4.125%
HK$32,303
baseline
▲ 0.50% · 4.625%
HK$34,269
+HK$1,966/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,606/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$920/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,522
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,297
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,301
−HK$1,021/mo
Today · 4.125%
HK$34,322
baseline
▲ 0.50% · 4.625%
HK$36,411
+HK$2,089/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,644/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,930
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,894
−HK$977/mo
Today · 4.125%
HK$37,871
baseline
▲ 0.50% · 4.625%
HK$39,867
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,742/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,197
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$1,081/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,043
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,064
−HK$1,035/mo
Today · 4.125%
HK$40,099
baseline
▲ 0.50% · 4.625%
HK$42,212
+HK$2,113/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,198/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).