▼ 0.50% · 3.625%
HK$18,740
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,323
−HK$592/mo
Today · 4.125%
HK$19,915
baseline
▲ 0.50% · 4.625%
HK$21,127
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,830/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,848
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,407
−HK$568/mo
Today · 4.125%
HK$21,975
baseline
▲ 0.50% · 4.625%
HK$23,133
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,950/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,614
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,255
−HK$652/mo
Today · 4.125%
HK$21,907
baseline
▲ 0.50% · 4.625%
HK$23,240
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,814/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,548
−HK$624/mo
Today · 4.125%
HK$24,172
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,344/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,488
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,188
−HK$711/mo
Today · 4.125%
HK$23,899
baseline
▲ 0.50% · 4.625%
HK$25,353
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,798/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,689
−HK$681/mo
Today · 4.125%
HK$26,370
baseline
▲ 0.50% · 4.625%
HK$27,760
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,740/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,362
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,120
−HK$770/mo
Today · 4.125%
HK$25,890
baseline
▲ 0.50% · 4.625%
HK$27,465
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,780/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,103
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,830
−HK$737/mo
Today · 4.125%
HK$28,567
baseline
▲ 0.50% · 4.625%
HK$30,073
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,134/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,236
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$830/mo
Today · 4.125%
HK$27,882
baseline
▲ 0.50% · 4.625%
HK$29,578
+HK$1,696/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$55,764/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,970
−HK$795/mo
Today · 4.125%
HK$30,765
baseline
▲ 0.50% · 4.625%
HK$32,386
+HK$1,621/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$61,530/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,110
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,985
−HK$888/mo
Today · 4.125%
HK$29,873
baseline
▲ 0.50% · 4.625%
HK$31,691
+HK$1,818/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,746/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,272
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,111
−HK$851/mo
Today · 4.125%
HK$32,962
baseline
▲ 0.50% · 4.625%
HK$34,700
+HK$1,738/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,924/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,984
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,917
−HK$948/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,939/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,357
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$908/mo
Today · 4.125%
HK$35,160
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,320/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,849
−HK$1,007/mo
Today · 4.125%
HK$33,856
baseline
▲ 0.50% · 4.625%
HK$35,916
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,712/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,442
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,393
−HK$964/mo
Today · 4.125%
HK$37,357
baseline
▲ 0.50% · 4.625%
HK$39,326
+HK$1,969/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,714/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,732
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,782
−HK$1,066/mo
Today · 4.125%
HK$35,848
baseline
▲ 0.50% · 4.625%
HK$38,029
+HK$2,181/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,696/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,527
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,533
−HK$1,021/mo
Today · 4.125%
HK$39,554
baseline
▲ 0.50% · 4.625%
HK$41,639
+HK$2,085/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,108/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,555 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).