▼ 0.50% · 3.625%
HK$18,209
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,775
−HK$576/mo
Today · 4.125%
HK$19,351
baseline
▲ 0.50% · 4.625%
HK$20,528
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,702/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,257
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,801
−HK$551/mo
Today · 4.125%
HK$21,352
baseline
▲ 0.50% · 4.625%
HK$22,477
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,704/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,030
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,653
−HK$633/mo
Today · 4.125%
HK$21,286
baseline
▲ 0.50% · 4.625%
HK$22,581
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,572/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,283
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,881
−HK$606/mo
Today · 4.125%
HK$23,487
baseline
▲ 0.50% · 4.625%
HK$24,725
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,974/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,851
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,530
−HK$691/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,634
+HK$1,413/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,309
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,961
−HK$661/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$26,973
+HK$1,351/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,672
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,408
−HK$748/mo
Today · 4.125%
HK$25,156
baseline
▲ 0.50% · 4.625%
HK$26,687
+HK$1,531/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,312/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,334
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,041
−HK$716/mo
Today · 4.125%
HK$27,757
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,463/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,514/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,492
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$806/mo
Today · 4.125%
HK$27,091
baseline
▲ 0.50% · 4.625%
HK$28,740
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,182/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,360
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,121
−HK$771/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,163
−HK$863/mo
Today · 4.125%
HK$29,026
baseline
▲ 0.50% · 4.625%
HK$30,792
+HK$1,766/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,052/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,386
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,201
−HK$827/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,716
+HK$1,688/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,134
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$920/mo
Today · 4.125%
HK$30,961
baseline
▲ 0.50% · 4.625%
HK$32,845
+HK$1,884/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,922/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,412
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,281
−HK$882/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$35,963
+HK$1,800/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,955
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,918
−HK$978/mo
Today · 4.125%
HK$32,896
baseline
▲ 0.50% · 4.625%
HK$34,898
+HK$2,002/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,792/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,437
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,361
−HK$937/mo
Today · 4.125%
HK$36,298
baseline
▲ 0.50% · 4.625%
HK$38,211
+HK$1,913/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,596/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,776
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,796
−HK$1,035/mo
Today · 4.125%
HK$34,831
baseline
▲ 0.50% · 4.625%
HK$36,951
+HK$2,120/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,662/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,463
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,441
−HK$992/mo
Today · 4.125%
HK$38,433
baseline
▲ 0.50% · 4.625%
HK$40,459
+HK$2,026/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,866/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,565 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).