▼ 0.50% · 3.625%
HK$18,966
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,555
−HK$600/mo
Today · 4.125%
HK$20,155
baseline
▲ 0.50% · 4.625%
HK$21,381
+HK$1,226/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,310/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,099
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,665
−HK$574/mo
Today · 4.125%
HK$22,239
baseline
▲ 0.50% · 4.625%
HK$23,411
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,478/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,862
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$659/mo
Today · 4.125%
HK$22,170
baseline
▲ 0.50% · 4.625%
HK$23,519
+HK$1,349/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,340/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,209
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,831
−HK$632/mo
Today · 4.125%
HK$24,463
baseline
▲ 0.50% · 4.625%
HK$25,752
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,926/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,759
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,467
−HK$719/mo
Today · 4.125%
HK$24,186
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,471/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,372/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,319
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,998
−HK$689/mo
Today · 4.125%
HK$26,687
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,406/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,374/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,655
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,422
−HK$779/mo
Today · 4.125%
HK$26,201
baseline
▲ 0.50% · 4.625%
HK$27,796
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,402/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,429
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,164
−HK$747/mo
Today · 4.125%
HK$28,911
baseline
▲ 0.50% · 4.625%
HK$30,434
+HK$1,523/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,822/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,552
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$839/mo
Today · 4.125%
HK$28,217
baseline
▲ 0.50% · 4.625%
HK$29,934
+HK$1,717/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,434/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,539
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,331
−HK$803/mo
Today · 4.125%
HK$31,134
baseline
▲ 0.50% · 4.625%
HK$32,776
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,268/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,448
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,333
−HK$899/mo
Today · 4.125%
HK$30,232
baseline
▲ 0.50% · 4.625%
HK$32,072
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,464/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,648
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,497
−HK$861/mo
Today · 4.125%
HK$33,358
baseline
▲ 0.50% · 4.625%
HK$35,117
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,716/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,345
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,289
−HK$959/mo
Today · 4.125%
HK$32,248
baseline
▲ 0.50% · 4.625%
HK$34,210
+HK$1,962/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,496/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,758
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,664
−HK$918/mo
Today · 4.125%
HK$35,582
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,164/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,241
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,244
−HK$1,019/mo
Today · 4.125%
HK$34,263
baseline
▲ 0.50% · 4.625%
HK$36,348
+HK$2,085/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,526/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,868
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,830
−HK$976/mo
Today · 4.125%
HK$37,806
baseline
▲ 0.50% · 4.625%
HK$39,799
+HK$1,993/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,612/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,200
−HK$1,079/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$2,207/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,978
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,997
−HK$1,033/mo
Today · 4.125%
HK$40,030
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,110/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,060/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,519 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).