▼ 0.50% · 3.625%
HK$18,285
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,853
−HK$578/mo
Today · 4.125%
HK$19,431
baseline
▲ 0.50% · 4.625%
HK$20,613
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,862/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,341
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,887
−HK$553/mo
Today · 4.125%
HK$21,440
baseline
▲ 0.50% · 4.625%
HK$22,570
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,880/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,113
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$635/mo
Today · 4.125%
HK$21,374
baseline
▲ 0.50% · 4.625%
HK$22,675
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,748/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,375
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,976
−HK$608/mo
Today · 4.125%
HK$23,584
baseline
▲ 0.50% · 4.625%
HK$24,827
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,168/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,941
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,624
−HK$693/mo
Today · 4.125%
HK$23,317
baseline
▲ 0.50% · 4.625%
HK$24,736
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,634/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,410
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,064
−HK$664/mo
Today · 4.125%
HK$25,728
baseline
▲ 0.50% · 4.625%
HK$27,085
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,456/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,770
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,509
−HK$751/mo
Today · 4.125%
HK$25,260
baseline
▲ 0.50% · 4.625%
HK$26,797
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,520/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,444
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,153
−HK$719/mo
Today · 4.125%
HK$27,872
baseline
▲ 0.50% · 4.625%
HK$29,342
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,744/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$809/mo
Today · 4.125%
HK$27,204
baseline
▲ 0.50% · 4.625%
HK$28,859
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,408/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,478
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,242
−HK$774/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,599
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,427
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,280
−HK$867/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,920
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,512
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,330
−HK$830/mo
Today · 4.125%
HK$32,160
baseline
▲ 0.50% · 4.625%
HK$33,856
+HK$1,696/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,320/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,255
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,165
−HK$925/mo
Today · 4.125%
HK$31,090
baseline
▲ 0.50% · 4.625%
HK$32,982
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,180/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,546
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,419
−HK$885/mo
Today · 4.125%
HK$34,304
baseline
▲ 0.50% · 4.625%
HK$36,113
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,608/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,084
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,051
−HK$982/mo
Today · 4.125%
HK$33,033
baseline
▲ 0.50% · 4.625%
HK$35,043
+HK$2,010/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,066/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,580
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,508
−HK$941/mo
Today · 4.125%
HK$36,449
baseline
▲ 0.50% · 4.625%
HK$38,370
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,898/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,912
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,936
−HK$1,040/mo
Today · 4.125%
HK$34,976
baseline
▲ 0.50% · 4.625%
HK$37,104
+HK$2,128/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,952/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,614
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,596
−HK$997/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,627
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).