▼ 0.50% · 3.625%
HK$18,390
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,962
−HK$581/mo
Today · 4.125%
HK$19,543
baseline
▲ 0.50% · 4.625%
HK$20,733
+HK$1,190/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,086/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,459
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,008
−HK$556/mo
Today · 4.125%
HK$21,564
baseline
▲ 0.50% · 4.625%
HK$22,701
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,128/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,229
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,859
−HK$639/mo
Today · 4.125%
HK$21,498
baseline
▲ 0.50% · 4.625%
HK$22,806
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$42,996/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,505
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,108
−HK$613/mo
Today · 4.125%
HK$23,721
baseline
▲ 0.50% · 4.625%
HK$24,971
+HK$1,250/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,442/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,755
−HK$697/mo
Today · 4.125%
HK$23,452
baseline
▲ 0.50% · 4.625%
HK$24,879
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,904/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,551
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$668/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,907
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,651
−HK$756/mo
Today · 4.125%
HK$25,407
baseline
▲ 0.50% · 4.625%
HK$26,952
+HK$1,545/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,814/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,597
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,310
−HK$724/mo
Today · 4.125%
HK$28,034
baseline
▲ 0.50% · 4.625%
HK$29,511
+HK$1,477/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,068/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,547
−HK$814/mo
Today · 4.125%
HK$27,361
baseline
▲ 0.50% · 4.625%
HK$29,026
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,722/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,643
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,411
−HK$779/mo
Today · 4.125%
HK$30,190
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,591/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,380/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$872/mo
Today · 4.125%
HK$29,315
baseline
▲ 0.50% · 4.625%
HK$31,099
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,630/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,688
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,512
−HK$834/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,052
+HK$1,706/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,424
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,340
−HK$930/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$33,172
+HK$1,902/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,734
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,612
−HK$891/mo
Today · 4.125%
HK$34,503
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,006/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,236
−HK$988/mo
Today · 4.125%
HK$33,224
baseline
▲ 0.50% · 4.625%
HK$35,246
+HK$2,022/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,448/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,780
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,713
−HK$946/mo
Today · 4.125%
HK$36,659
baseline
▲ 0.50% · 4.625%
HK$38,592
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,318/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,132
−HK$1,046/mo
Today · 4.125%
HK$35,178
baseline
▲ 0.50% · 4.625%
HK$37,319
+HK$2,141/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$70,356/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,826
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,814
−HK$1,002/mo
Today · 4.125%
HK$38,816
baseline
▲ 0.50% · 4.625%
HK$40,862
+HK$2,046/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$77,632/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,950 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).