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At today's rate and a 90% mortgage, the deposit on this unit is about HK$734K, with repayments around HK$32,024/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,048/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hang Hau Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 508 Saleable ft²
- Gross Area
- 678 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-30 | HK$6.85M | −10.5% 5.7y · −2.0%/yr |
| 2020-05-25 | HK$7.65M | +93.7% 8.2y · 11.0%/yr |
| 2012-03-22 | HK$3.95M | +79.5% |
| 2007-06-23 | HK$2.20M | −7.9% |
| 2005-05-09 | HK$2.39M | +6.2% |
| 2005-04-07 | HK$2.25M | +33.1% |
| 2004-01-27 | HK$1.69M | — |