▼ 0.50% · 3.625%
HK$18,684
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,265
−HK$591/mo
Today · 4.125%
HK$19,856
baseline
▲ 0.50% · 4.625%
HK$21,064
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,712/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,786
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,343
−HK$566/mo
Today · 4.125%
HK$21,909
baseline
▲ 0.50% · 4.625%
HK$23,063
+HK$1,154/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,818/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,552
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,192
−HK$649/mo
Today · 4.125%
HK$21,841
baseline
▲ 0.50% · 4.625%
HK$23,170
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,682/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,864
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$623/mo
Today · 4.125%
HK$24,100
baseline
▲ 0.50% · 4.625%
HK$25,370
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,200/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,118
−HK$709/mo
Today · 4.125%
HK$23,827
baseline
▲ 0.50% · 4.625%
HK$25,276
+HK$1,449/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,654/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,943
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,612
−HK$678/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,289
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,045
−HK$767/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,571/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,021
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,746
−HK$735/mo
Today · 4.125%
HK$28,481
baseline
▲ 0.50% · 4.625%
HK$29,983
+HK$1,502/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,962/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,157
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,971
−HK$827/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,489
+HK$1,691/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,100
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,880
−HK$792/mo
Today · 4.125%
HK$30,672
baseline
▲ 0.50% · 4.625%
HK$32,289
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,344/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,026
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,898
−HK$885/mo
Today · 4.125%
HK$29,783
baseline
▲ 0.50% · 4.625%
HK$31,596
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,566/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,178
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,015
−HK$848/mo
Today · 4.125%
HK$32,863
baseline
▲ 0.50% · 4.625%
HK$34,595
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,726/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,894
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,824
−HK$945/mo
Today · 4.125%
HK$31,769
baseline
▲ 0.50% · 4.625%
HK$33,702
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,538/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,257
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,149
−HK$905/mo
Today · 4.125%
HK$35,054
baseline
▲ 0.50% · 4.625%
HK$36,902
+HK$1,848/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,108/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,763
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,751
−HK$1,003/mo
Today · 4.125%
HK$33,754
baseline
▲ 0.50% · 4.625%
HK$35,808
+HK$2,054/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,508/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,336
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,283
−HK$962/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,208
+HK$1,963/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,677
−HK$1,063/mo
Today · 4.125%
HK$35,740
baseline
▲ 0.50% · 4.625%
HK$37,915
+HK$2,175/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,480/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,018/mo
Today · 4.125%
HK$39,436
baseline
▲ 0.50% · 4.625%
HK$41,514
+HK$2,078/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,872/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).