▼ 0.50% · 3.625%
HK$18,185
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,750
−HK$575/mo
Today · 4.125%
HK$19,325
baseline
▲ 0.50% · 4.625%
HK$20,501
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,650/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,230
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,773
−HK$550/mo
Today · 4.125%
HK$21,323
baseline
▲ 0.50% · 4.625%
HK$22,447
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,646/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,003
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,625
−HK$632/mo
Today · 4.125%
HK$21,257
baseline
▲ 0.50% · 4.625%
HK$22,551
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,514/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,253
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,850
−HK$605/mo
Today · 4.125%
HK$23,455
baseline
▲ 0.50% · 4.625%
HK$24,692
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,910/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,821
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,500
−HK$690/mo
Today · 4.125%
HK$23,190
baseline
▲ 0.50% · 4.625%
HK$24,601
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,380/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,276
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,927
−HK$661/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$26,936
+HK$1,348/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,640
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,375
−HK$747/mo
Today · 4.125%
HK$25,122
baseline
▲ 0.50% · 4.625%
HK$26,651
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,244/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,299
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,004
−HK$716/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,181
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,458
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,250
−HK$805/mo
Today · 4.125%
HK$27,055
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,110/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$770/mo
Today · 4.125%
HK$29,852
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,704/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,277
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,125
−HK$862/mo
Today · 4.125%
HK$28,987
baseline
▲ 0.50% · 4.625%
HK$30,751
+HK$1,764/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,974/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,345
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$826/mo
Today · 4.125%
HK$31,985
baseline
▲ 0.50% · 4.625%
HK$33,671
+HK$1,686/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,970/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,095
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,000
−HK$920/mo
Today · 4.125%
HK$30,920
baseline
▲ 0.50% · 4.625%
HK$32,801
+HK$1,881/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,840/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,368
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,236
−HK$881/mo
Today · 4.125%
HK$34,117
baseline
▲ 0.50% · 4.625%
HK$35,915
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,234/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,914
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,875
−HK$977/mo
Today · 4.125%
HK$32,852
baseline
▲ 0.50% · 4.625%
HK$34,851
+HK$1,999/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,704/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,391
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,314
−HK$935/mo
Today · 4.125%
HK$36,249
baseline
▲ 0.50% · 4.625%
HK$38,160
+HK$1,911/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,498/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,732
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$1,035/mo
Today · 4.125%
HK$34,785
baseline
▲ 0.50% · 4.625%
HK$36,901
+HK$2,116/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$69,570/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,414
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,391
−HK$991/mo
Today · 4.125%
HK$38,382
baseline
▲ 0.50% · 4.625%
HK$40,405
+HK$2,023/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$76,764/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,244 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).