▼ 0.50% · 3.625%
HK$18,674
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,255
−HK$591/mo
Today · 4.125%
HK$19,846
baseline
▲ 0.50% · 4.625%
HK$21,053
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,692/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,775
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,332
−HK$566/mo
Today · 4.125%
HK$21,898
baseline
▲ 0.50% · 4.625%
HK$23,052
+HK$1,154/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,796/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,542
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,181
−HK$649/mo
Today · 4.125%
HK$21,830
baseline
▲ 0.50% · 4.625%
HK$23,158
+HK$1,328/mo
Deposit HK$3.69M · loan HK$4.50M · min. income ≈ HK$43,660/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,853
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,466
−HK$621/mo
Today · 4.125%
HK$24,087
baseline
▲ 0.50% · 4.625%
HK$25,357
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.50M · min. income ≈ HK$48,174/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,409
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,106
−HK$709/mo
Today · 4.125%
HK$23,815
baseline
▲ 0.50% · 4.625%
HK$25,264
+HK$1,449/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$47,630/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,930
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$678/mo
Today · 4.125%
HK$26,277
baseline
▲ 0.50% · 4.625%
HK$27,662
+HK$1,385/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$52,554/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,277
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,032
−HK$767/mo
Today · 4.125%
HK$25,799
baseline
▲ 0.50% · 4.625%
HK$27,369
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$51,598/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,008
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,732
−HK$735/mo
Today · 4.125%
HK$28,467
baseline
▲ 0.50% · 4.625%
HK$29,967
+HK$1,500/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$56,934/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,144
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,957
−HK$827/mo
Today · 4.125%
HK$27,784
baseline
▲ 0.50% · 4.625%
HK$29,474
+HK$1,690/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,568/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,865
−HK$792/mo
Today · 4.125%
HK$30,657
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,616/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,314/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,012
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,883
−HK$885/mo
Today · 4.125%
HK$29,768
baseline
▲ 0.50% · 4.625%
HK$31,580
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,536/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,163
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,998
−HK$848/mo
Today · 4.125%
HK$32,846
baseline
▲ 0.50% · 4.625%
HK$34,578
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,692/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,879
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,809
−HK$944/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,932/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,132
−HK$904/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$36,883
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,747
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,734
−HK$1,003/mo
Today · 4.125%
HK$33,737
baseline
▲ 0.50% · 4.625%
HK$35,790
+HK$2,053/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,474/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,318
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,265
−HK$961/mo
Today · 4.125%
HK$37,226
baseline
▲ 0.50% · 4.625%
HK$39,188
+HK$1,962/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,452/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,614
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$1,062/mo
Today · 4.125%
HK$35,722
baseline
▲ 0.50% · 4.625%
HK$37,896
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,444/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,395
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,398
−HK$1,018/mo
Today · 4.125%
HK$39,416
baseline
▲ 0.50% · 4.625%
HK$41,493
+HK$2,077/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,832/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,689 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).