▼ 0.50% · 3.625%
HK$17,200
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,735
−HK$544/mo
Today · 4.125%
HK$18,279
baseline
▲ 0.50% · 4.625%
HK$19,391
+HK$1,112/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,558/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,135
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,648
−HK$521/mo
Today · 4.125%
HK$20,169
baseline
▲ 0.50% · 4.625%
HK$21,232
+HK$1,063/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,338/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,920
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,509
−HK$598/mo
Today · 4.125%
HK$20,107
baseline
▲ 0.50% · 4.625%
HK$21,330
+HK$1,223/mo
Deposit HK$3.39M · loan HK$4.15M · min. income ≈ HK$40,214/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,049
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,613
−HK$573/mo
Today · 4.125%
HK$22,186
baseline
▲ 0.50% · 4.625%
HK$23,355
+HK$1,169/mo
Deposit HK$3.39M · loan HK$4.15M · min. income ≈ HK$44,372/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,282
−HK$653/mo
Today · 4.125%
HK$21,935
baseline
▲ 0.50% · 4.625%
HK$23,269
+HK$1,334/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,870/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,578
−HK$625/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,479
+HK$1,276/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$707/mo
Today · 4.125%
HK$23,763
baseline
▲ 0.50% · 4.625%
HK$25,208
+HK$1,445/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,526/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$677/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,602
+HK$1,382/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,080
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,829
−HK$761/mo
Today · 4.125%
HK$25,590
baseline
▲ 0.50% · 4.625%
HK$27,148
+HK$1,558/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,180/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,789
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,508
−HK$729/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,725
+HK$1,488/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,800
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$815/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$29,087
+HK$1,669/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,703
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,473
−HK$780/mo
Today · 4.125%
HK$30,253
baseline
▲ 0.50% · 4.625%
HK$31,848
+HK$1,595/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$60,506/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,520
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,377
−HK$869/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$31,026
+HK$1,780/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,616
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,437
−HK$833/mo
Today · 4.125%
HK$32,270
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,701/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,540/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,241
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,150
−HK$924/mo
Today · 4.125%
HK$31,074
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,891/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$62,148/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,530
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,402
−HK$885/mo
Today · 4.125%
HK$34,287
baseline
▲ 0.50% · 4.625%
HK$36,095
+HK$1,808/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$68,574/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,924
−HK$978/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,904
+HK$2,002/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,443
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$937/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,218
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,295 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).