▼ 0.50% · 3.625%
HK$17,921
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,478
−HK$567/mo
Today · 4.125%
HK$19,045
baseline
▲ 0.50% · 4.625%
HK$20,204
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,090/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,937
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,472
−HK$542/mo
Today · 4.125%
HK$21,014
baseline
▲ 0.50% · 4.625%
HK$22,122
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,028/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,713
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,326
−HK$623/mo
Today · 4.125%
HK$20,949
baseline
▲ 0.50% · 4.625%
HK$22,224
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,898/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,931
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$597/mo
Today · 4.125%
HK$23,116
baseline
▲ 0.50% · 4.625%
HK$24,334
+HK$1,218/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,232/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,505
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,174
−HK$680/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,244
+HK$1,390/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,924
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,566
−HK$651/mo
Today · 4.125%
HK$25,217
baseline
▲ 0.50% · 4.625%
HK$26,546
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$50,434/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,297
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,022
−HK$736/mo
Today · 4.125%
HK$24,758
baseline
▲ 0.50% · 4.625%
HK$26,265
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,516/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,613
−HK$705/mo
Today · 4.125%
HK$27,318
baseline
▲ 0.50% · 4.625%
HK$28,758
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,636/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,089
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,870
−HK$793/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,285
+HK$1,622/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,912
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,660
−HK$760/mo
Today · 4.125%
HK$29,420
baseline
▲ 0.50% · 4.625%
HK$30,970
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,840/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,718
−HK$849/mo
Today · 4.125%
HK$28,567
baseline
▲ 0.50% · 4.625%
HK$30,306
+HK$1,739/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,134/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,905
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,708
−HK$813/mo
Today · 4.125%
HK$31,521
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,662/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$63,042/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,566
−HK$906/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,755
−HK$868/mo
Today · 4.125%
HK$33,623
baseline
▲ 0.50% · 4.625%
HK$35,395
+HK$1,772/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,246/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,466
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$963/mo
Today · 4.125%
HK$32,376
baseline
▲ 0.50% · 4.625%
HK$34,346
+HK$1,970/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,752/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,893
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,802
−HK$922/mo
Today · 4.125%
HK$35,724
baseline
▲ 0.50% · 4.625%
HK$37,607
+HK$1,883/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,448/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,258
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,261
−HK$1,020/mo
Today · 4.125%
HK$34,281
baseline
▲ 0.50% · 4.625%
HK$36,367
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,562/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,887
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,849
−HK$976/mo
Today · 4.125%
HK$37,825
baseline
▲ 0.50% · 4.625%
HK$39,819
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,650/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).