▼ 0.50% · 3.625%
HK$18,226
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,793
−HK$576/mo
Today · 4.125%
HK$19,369
baseline
▲ 0.50% · 4.625%
HK$20,547
+HK$1,178/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,738/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,276
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,820
−HK$552/mo
Today · 4.125%
HK$21,372
baseline
▲ 0.50% · 4.625%
HK$22,498
+HK$1,126/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,744/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,049
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,672
−HK$634/mo
Today · 4.125%
HK$21,306
baseline
▲ 0.50% · 4.625%
HK$22,602
+HK$1,296/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,612/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,304
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,902
−HK$607/mo
Today · 4.125%
HK$23,509
baseline
▲ 0.50% · 4.625%
HK$24,748
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,018/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,871
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$691/mo
Today · 4.125%
HK$23,243
baseline
▲ 0.50% · 4.625%
HK$24,657
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,486/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,331
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,984
−HK$662/mo
Today · 4.125%
HK$25,646
baseline
▲ 0.50% · 4.625%
HK$26,998
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,292/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,694
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,431
−HK$749/mo
Today · 4.125%
HK$25,180
baseline
▲ 0.50% · 4.625%
HK$26,712
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,360/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,359
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,066
−HK$717/mo
Today · 4.125%
HK$27,783
baseline
▲ 0.50% · 4.625%
HK$29,248
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,566/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,516
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,310
−HK$806/mo
Today · 4.125%
HK$27,116
baseline
▲ 0.50% · 4.625%
HK$28,766
+HK$1,650/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,232/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$772/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,498
+HK$1,578/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,339
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,189
−HK$864/mo
Today · 4.125%
HK$29,053
baseline
▲ 0.50% · 4.625%
HK$30,821
+HK$1,768/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,106/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,414
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,230
−HK$828/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$33,747
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,162
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,069
−HK$921/mo
Today · 4.125%
HK$30,990
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,980/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,442
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,312
−HK$883/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$35,997
+HK$1,802/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,984
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,948
−HK$979/mo
Today · 4.125%
HK$32,927
baseline
▲ 0.50% · 4.625%
HK$34,931
+HK$2,004/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,854/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,470
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,394
−HK$938/mo
Today · 4.125%
HK$36,332
baseline
▲ 0.50% · 4.625%
HK$38,247
+HK$1,915/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,664/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,827
−HK$1,037/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,985
+HK$2,121/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,497
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$993/mo
Today · 4.125%
HK$38,469
baseline
▲ 0.50% · 4.625%
HK$40,497
+HK$2,028/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,938/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).