▼ 0.50% · 3.625%
HK$17,548
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,094
−HK$554/mo
Today · 4.125%
HK$18,648
baseline
▲ 0.50% · 4.625%
HK$19,783
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,296/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,522
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,045
−HK$531/mo
Today · 4.125%
HK$20,576
baseline
▲ 0.50% · 4.625%
HK$21,661
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,152/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,303
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,903
−HK$610/mo
Today · 4.125%
HK$20,513
baseline
▲ 0.50% · 4.625%
HK$21,761
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,026/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,474
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,050
−HK$584/mo
Today · 4.125%
HK$22,634
baseline
▲ 0.50% · 4.625%
HK$23,827
+HK$1,193/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,268/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,057
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,712
−HK$666/mo
Today · 4.125%
HK$22,378
baseline
▲ 0.50% · 4.625%
HK$23,740
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,426
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$638/mo
Today · 4.125%
HK$24,692
baseline
▲ 0.50% · 4.625%
HK$25,993
+HK$1,301/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,384/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,812
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$721/mo
Today · 4.125%
HK$24,243
baseline
▲ 0.50% · 4.625%
HK$25,718
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,486/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,059
−HK$690/mo
Today · 4.125%
HK$26,749
baseline
▲ 0.50% · 4.625%
HK$28,159
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,498/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,567
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,331
−HK$777/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,588/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,063
−HK$744/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,326
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,322
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,140
−HK$832/mo
Today · 4.125%
HK$27,972
baseline
▲ 0.50% · 4.625%
HK$29,674
+HK$1,702/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,944/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,283
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,068
−HK$797/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,492
+HK$1,627/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,077
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,950
−HK$887/mo
Today · 4.125%
HK$29,837
baseline
▲ 0.50% · 4.625%
HK$31,653
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,674/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,235
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,073
−HK$849/mo
Today · 4.125%
HK$32,922
baseline
▲ 0.50% · 4.625%
HK$34,658
+HK$1,736/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,844/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,831
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,759
−HK$943/mo
Today · 4.125%
HK$31,702
baseline
▲ 0.50% · 4.625%
HK$33,631
+HK$1,929/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,404/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,187
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,077
−HK$903/mo
Today · 4.125%
HK$34,980
baseline
▲ 0.50% · 4.625%
HK$36,824
+HK$1,844/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,960/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$998/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$2,042/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$956/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$1,952/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,867 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).