▼ 0.50% · 3.625%
HK$18,508
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,084
−HK$585/mo
Today · 4.125%
HK$19,669
baseline
▲ 0.50% · 4.625%
HK$20,866
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,338/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,590
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,143
−HK$560/mo
Today · 4.125%
HK$21,703
baseline
▲ 0.50% · 4.625%
HK$22,847
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,406/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,359
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,993
−HK$643/mo
Today · 4.125%
HK$21,636
baseline
▲ 0.50% · 4.625%
HK$22,952
+HK$1,316/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,272/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$616/mo
Today · 4.125%
HK$23,873
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,746/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,210
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,901
−HK$702/mo
Today · 4.125%
HK$23,603
baseline
▲ 0.50% · 4.625%
HK$25,039
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,206/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$672/mo
Today · 4.125%
HK$26,043
baseline
▲ 0.50% · 4.625%
HK$27,416
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,086/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,061
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,809
−HK$761/mo
Today · 4.125%
HK$25,570
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,140/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,768
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,485
−HK$729/mo
Today · 4.125%
HK$28,214
baseline
▲ 0.50% · 4.625%
HK$29,701
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,912
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,718
−HK$819/mo
Today · 4.125%
HK$27,537
baseline
▲ 0.50% · 4.625%
HK$29,212
+HK$1,675/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,074/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,600
−HK$784/mo
Today · 4.125%
HK$30,384
baseline
▲ 0.50% · 4.625%
HK$31,986
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,768/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,763
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,626
−HK$878/mo
Today · 4.125%
HK$29,504
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,795/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,008/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,886
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,714
−HK$840/mo
Today · 4.125%
HK$32,554
baseline
▲ 0.50% · 4.625%
HK$34,270
+HK$1,716/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,108/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,613
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$936/mo
Today · 4.125%
HK$31,471
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,914/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,942/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,945
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$897/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$1,830/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,464
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$994/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$2,035/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,004
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,943
−HK$952/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$38,840
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,315
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,351
−HK$1,053/mo
Today · 4.125%
HK$35,404
baseline
▲ 0.50% · 4.625%
HK$37,559
+HK$2,155/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,808/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,063
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,057
−HK$1,008/mo
Today · 4.125%
HK$39,065
baseline
▲ 0.50% · 4.625%
HK$41,124
+HK$2,059/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,130/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,505 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).