▼ 0.50% · 3.625%
HK$18,775
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,359
−HK$593/mo
Today · 4.125%
HK$19,952
baseline
▲ 0.50% · 4.625%
HK$21,166
+HK$1,214/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,904/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,887
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,447
−HK$568/mo
Today · 4.125%
HK$22,015
baseline
▲ 0.50% · 4.625%
HK$23,176
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,030/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,652
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,295
−HK$652/mo
Today · 4.125%
HK$21,947
baseline
▲ 0.50% · 4.625%
HK$23,283
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,894/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,975
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,592
−HK$625/mo
Today · 4.125%
HK$24,217
baseline
▲ 0.50% · 4.625%
HK$25,493
+HK$1,276/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,434/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,530
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,230
−HK$712/mo
Today · 4.125%
HK$23,942
baseline
▲ 0.50% · 4.625%
HK$25,399
+HK$1,457/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,884/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,064
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,736
−HK$682/mo
Today · 4.125%
HK$26,418
baseline
▲ 0.50% · 4.625%
HK$27,811
+HK$1,393/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,836/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,407
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$772/mo
Today · 4.125%
HK$25,938
baseline
▲ 0.50% · 4.625%
HK$27,516
+HK$1,578/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,876/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,153
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,881
−HK$739/mo
Today · 4.125%
HK$28,620
baseline
▲ 0.50% · 4.625%
HK$30,128
+HK$1,508/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,240/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,102
−HK$831/mo
Today · 4.125%
HK$27,933
baseline
▲ 0.50% · 4.625%
HK$29,633
+HK$1,700/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,866/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,241
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$795/mo
Today · 4.125%
HK$30,821
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,642/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,162
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,038
−HK$890/mo
Today · 4.125%
HK$29,928
baseline
▲ 0.50% · 4.625%
HK$31,749
+HK$1,821/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,856/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,330
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,170
−HK$853/mo
Today · 4.125%
HK$33,023
baseline
▲ 0.50% · 4.625%
HK$34,763
+HK$1,740/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,046/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,040
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,974
−HK$949/mo
Today · 4.125%
HK$31,923
baseline
▲ 0.50% · 4.625%
HK$33,866
+HK$1,943/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,846/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,419
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,315
−HK$909/mo
Today · 4.125%
HK$35,224
baseline
▲ 0.50% · 4.625%
HK$37,081
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,448/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$1,009/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,982
+HK$2,063/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,507
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$966/mo
Today · 4.125%
HK$37,426
baseline
▲ 0.50% · 4.625%
HK$39,399
+HK$1,973/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,852/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,795
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,846
−HK$1,068/mo
Today · 4.125%
HK$35,914
baseline
▲ 0.50% · 4.625%
HK$38,099
+HK$2,185/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,828/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,596
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,604
−HK$1,023/mo
Today · 4.125%
HK$39,627
baseline
▲ 0.50% · 4.625%
HK$41,716
+HK$2,089/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,254/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,009 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).