▼ 0.50% · 3.625%
HK$19,142
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,737
−HK$605/mo
Today · 4.125%
HK$20,342
baseline
▲ 0.50% · 4.625%
HK$21,580
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,684/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,295
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,866
−HK$579/mo
Today · 4.125%
HK$22,445
baseline
▲ 0.50% · 4.625%
HK$23,628
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,890/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,056
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,711
−HK$665/mo
Today · 4.125%
HK$22,376
baseline
▲ 0.50% · 4.625%
HK$23,738
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,752/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,424
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,053
−HK$637/mo
Today · 4.125%
HK$24,690
baseline
▲ 0.50% · 4.625%
HK$25,991
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,380/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,684
−HK$726/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,896
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,554
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,239
−HK$695/mo
Today · 4.125%
HK$26,934
baseline
▲ 0.50% · 4.625%
HK$28,354
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,868/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,884
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,658
−HK$786/mo
Today · 4.125%
HK$26,444
baseline
▲ 0.50% · 4.625%
HK$28,054
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,888/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,683
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,426
−HK$753/mo
Today · 4.125%
HK$29,179
baseline
▲ 0.50% · 4.625%
HK$30,717
+HK$1,538/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,358/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$847/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$811/mo
Today · 4.125%
HK$31,423
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,846/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,712
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,605
−HK$908/mo
Today · 4.125%
HK$30,513
baseline
▲ 0.50% · 4.625%
HK$32,370
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,026/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,942
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,799
−HK$869/mo
Today · 4.125%
HK$33,668
baseline
▲ 0.50% · 4.625%
HK$35,443
+HK$1,775/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,336/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,627
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$968/mo
Today · 4.125%
HK$32,547
baseline
▲ 0.50% · 4.625%
HK$34,527
+HK$1,980/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,094/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,072
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,985
−HK$927/mo
Today · 4.125%
HK$35,912
baseline
▲ 0.50% · 4.625%
HK$37,805
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,824/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,541
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,553
−HK$1,028/mo
Today · 4.125%
HK$34,581
baseline
▲ 0.50% · 4.625%
HK$36,685
+HK$2,104/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,162/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,201
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,172
−HK$985/mo
Today · 4.125%
HK$38,157
baseline
▲ 0.50% · 4.625%
HK$40,168
+HK$2,011/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,314/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,527
−HK$1,088/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,843
+HK$2,228/mo
Deposit HK$839K · loan HK$7.56M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,331
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,359
−HK$1,043/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,531
+HK$2,129/mo
Deposit HK$839K · loan HK$7.56M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).