▼ 0.50% · 3.625%
HK$17,493
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,037
−HK$553/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,721
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,461
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,983
−HK$529/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,081/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,242
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,841
−HK$608/mo
Today · 4.125%
HK$20,449
baseline
▲ 0.50% · 4.625%
HK$21,693
+HK$1,244/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,898/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,407
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,981
−HK$582/mo
Today · 4.125%
HK$22,563
baseline
▲ 0.50% · 4.625%
HK$23,753
+HK$1,190/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,126/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,991
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,644
−HK$664/mo
Today · 4.125%
HK$22,308
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,616/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,353
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,979
−HK$635/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$25,912
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,741
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,448
−HK$719/mo
Today · 4.125%
HK$24,167
baseline
▲ 0.50% · 4.625%
HK$25,637
+HK$1,470/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$48,334/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$689/mo
Today · 4.125%
HK$26,666
baseline
▲ 0.50% · 4.625%
HK$28,071
+HK$1,405/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$53,332/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$774/mo
Today · 4.125%
HK$26,026
baseline
▲ 0.50% · 4.625%
HK$27,609
+HK$1,583/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,052/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,245
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,976
−HK$741/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,231
+HK$1,514/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,239
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,055
−HK$830/mo
Today · 4.125%
HK$27,885
baseline
▲ 0.50% · 4.625%
HK$29,581
+HK$1,696/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,770/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,191
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,974
−HK$794/mo
Today · 4.125%
HK$30,768
baseline
▲ 0.50% · 4.625%
HK$32,390
+HK$1,622/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,536/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,989
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,859
−HK$885/mo
Today · 4.125%
HK$29,744
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,810/mo
Deposit HK$1.53M · loan HK$6.14M · min. income ≈ HK$59,488/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,137
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,972
−HK$847/mo
Today · 4.125%
HK$32,819
baseline
▲ 0.50% · 4.625%
HK$34,549
+HK$1,730/mo
Deposit HK$1.53M · loan HK$6.14M · min. income ≈ HK$65,638/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,738
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$940/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,923/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,083
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,970
−HK$900/mo
Today · 4.125%
HK$34,870
baseline
▲ 0.50% · 4.625%
HK$36,709
+HK$1,839/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$69,740/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$995/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$2,036/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,969
−HK$953/mo
Today · 4.125%
HK$36,922
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$1,946/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$73,844/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,144 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).