▼ 0.50% · 3.625%
HK$17,281
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,819
−HK$546/mo
Today · 4.125%
HK$18,365
baseline
▲ 0.50% · 4.625%
HK$19,482
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,730/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,225
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$523/mo
Today · 4.125%
HK$20,264
baseline
▲ 0.50% · 4.625%
HK$21,332
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,528/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,009
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,601
−HK$600/mo
Today · 4.125%
HK$20,201
baseline
▲ 0.50% · 4.625%
HK$21,431
+HK$1,230/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,402/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,148
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$575/mo
Today · 4.125%
HK$22,290
baseline
▲ 0.50% · 4.625%
HK$23,465
+HK$1,175/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,580/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,738
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,383
−HK$655/mo
Today · 4.125%
HK$22,038
baseline
▲ 0.50% · 4.625%
HK$23,379
+HK$1,341/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,076/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,070
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,689
−HK$628/mo
Today · 4.125%
HK$24,317
baseline
▲ 0.50% · 4.625%
HK$25,598
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,634/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,466
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$710/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,453/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,993
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,663
−HK$680/mo
Today · 4.125%
HK$26,343
baseline
▲ 0.50% · 4.625%
HK$27,732
+HK$1,389/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$52,686/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$765/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,564/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,915
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$733/mo
Today · 4.125%
HK$28,370
baseline
▲ 0.50% · 4.625%
HK$29,865
+HK$1,495/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$56,740/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,922
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,728
−HK$819/mo
Today · 4.125%
HK$27,547
baseline
▲ 0.50% · 4.625%
HK$29,224
+HK$1,677/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,094/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,838
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,611
−HK$785/mo
Today · 4.125%
HK$30,396
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,602/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,792/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,650
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,510
−HK$874/mo
Today · 4.125%
HK$29,384
baseline
▲ 0.50% · 4.625%
HK$31,172
+HK$1,788/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$58,768/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,760
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$837/mo
Today · 4.125%
HK$32,422
baseline
▲ 0.50% · 4.625%
HK$34,131
+HK$1,709/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$64,844/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,378
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,292
−HK$928/mo
Today · 4.125%
HK$31,220
baseline
▲ 0.50% · 4.625%
HK$33,120
+HK$1,900/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,440/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,683
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,559
−HK$890/mo
Today · 4.125%
HK$34,449
baseline
▲ 0.50% · 4.625%
HK$36,265
+HK$1,816/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,898/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,106
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$983/mo
Today · 4.125%
HK$33,057
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$2,011/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,114/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,605
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,534
−HK$941/mo
Today · 4.125%
HK$36,475
baseline
▲ 0.50% · 4.625%
HK$38,398
+HK$1,923/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,950/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,360 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).