▼ 0.50% · 3.625%
HK$18,875
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,462
−HK$596/mo
Today · 4.125%
HK$20,058
baseline
▲ 0.50% · 4.625%
HK$21,279
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,116/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,998
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,561
−HK$571/mo
Today · 4.125%
HK$22,132
baseline
▲ 0.50% · 4.625%
HK$23,299
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,264/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,408
−HK$656/mo
Today · 4.125%
HK$22,064
baseline
▲ 0.50% · 4.625%
HK$23,407
+HK$1,343/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,128/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$628/mo
Today · 4.125%
HK$24,345
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,284/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,690/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,354
−HK$716/mo
Today · 4.125%
HK$24,070
baseline
▲ 0.50% · 4.625%
HK$25,534
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,140/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,197
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,873
−HK$686/mo
Today · 4.125%
HK$26,559
baseline
▲ 0.50% · 4.625%
HK$27,959
+HK$1,400/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,537
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,300
−HK$776/mo
Today · 4.125%
HK$26,076
baseline
▲ 0.50% · 4.625%
HK$27,662
+HK$1,586/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,297
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,029
−HK$743/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,288
+HK$1,516/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,424
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,246
−HK$835/mo
Today · 4.125%
HK$28,081
baseline
▲ 0.50% · 4.625%
HK$29,790
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,162/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,397
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,185
−HK$800/mo
Today · 4.125%
HK$30,985
baseline
▲ 0.50% · 4.625%
HK$32,618
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,970/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,312
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$894/mo
Today · 4.125%
HK$30,087
baseline
▲ 0.50% · 4.625%
HK$31,918
+HK$1,831/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,174/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,497
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$857/mo
Today · 4.125%
HK$33,198
baseline
▲ 0.50% · 4.625%
HK$34,948
+HK$1,750/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,396/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$954/mo
Today · 4.125%
HK$32,093
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,186/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,596
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,497
−HK$915/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,278
+HK$1,866/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,085
−HK$1,014/mo
Today · 4.125%
HK$34,099
baseline
▲ 0.50% · 4.625%
HK$36,174
+HK$2,075/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,198/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,696
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$971/mo
Today · 4.125%
HK$37,625
baseline
▲ 0.50% · 4.625%
HK$39,608
+HK$1,983/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,250/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,974
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,031
−HK$1,074/mo
Today · 4.125%
HK$36,105
baseline
▲ 0.50% · 4.625%
HK$38,302
+HK$2,197/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,210/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,796
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,810
−HK$1,028/mo
Today · 4.125%
HK$39,838
baseline
▲ 0.50% · 4.625%
HK$41,938
+HK$2,100/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,676/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,322 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).