▼ 0.50% · 3.625%
HK$18,610
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,189
−HK$588/mo
Today · 4.125%
HK$19,777
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,554/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,703
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,259
−HK$563/mo
Today · 4.125%
HK$21,822
baseline
▲ 0.50% · 4.625%
HK$22,972
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,644/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,471
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,108
−HK$647/mo
Today · 4.125%
HK$21,755
baseline
▲ 0.50% · 4.625%
HK$23,078
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,510/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,774
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,384
−HK$620/mo
Today · 4.125%
HK$24,004
baseline
▲ 0.50% · 4.625%
HK$25,269
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,008/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,332
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,027
−HK$705/mo
Today · 4.125%
HK$23,732
baseline
▲ 0.50% · 4.625%
HK$25,176
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,464/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,844
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,510
−HK$676/mo
Today · 4.125%
HK$26,186
baseline
▲ 0.50% · 4.625%
HK$27,567
+HK$1,381/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,372/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,193
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,945
−HK$765/mo
Today · 4.125%
HK$25,710
baseline
▲ 0.50% · 4.625%
HK$27,274
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,420/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$732/mo
Today · 4.125%
HK$28,368
baseline
▲ 0.50% · 4.625%
HK$29,864
+HK$1,496/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,736/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,054
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,864
−HK$824/mo
Today · 4.125%
HK$27,688
baseline
▲ 0.50% · 4.625%
HK$29,372
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,376/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,985
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,762
−HK$789/mo
Today · 4.125%
HK$30,551
baseline
▲ 0.50% · 4.625%
HK$32,161
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,102/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,915
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$882/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,055
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$845/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,702
−HK$941/mo
Today · 4.125%
HK$31,643
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,926/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,286/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,125
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$901/mo
Today · 4.125%
HK$34,915
baseline
▲ 0.50% · 4.625%
HK$36,755
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,830/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,637
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,621
−HK$1,000/mo
Today · 4.125%
HK$33,621
baseline
▲ 0.50% · 4.625%
HK$35,667
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,242/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,196
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,140
−HK$957/mo
Today · 4.125%
HK$37,097
baseline
▲ 0.50% · 4.625%
HK$39,053
+HK$1,956/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,194/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,498
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,540
−HK$1,058/mo
Today · 4.125%
HK$35,598
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$2,167/mo
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$71,196/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,266
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,266
−HK$1,013/mo
Today · 4.125%
HK$39,279
baseline
▲ 0.50% · 4.625%
HK$41,350
+HK$2,071/mo
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$78,558/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).