▼ 0.50% · 3.625%
HK$17,815
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,369
−HK$563/mo
Today · 4.125%
HK$18,932
baseline
▲ 0.50% · 4.625%
HK$20,084
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,864/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,819
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,350
−HK$540/mo
Today · 4.125%
HK$20,890
baseline
▲ 0.50% · 4.625%
HK$21,991
+HK$1,101/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,780/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,596
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,206
−HK$619/mo
Today · 4.125%
HK$20,825
baseline
▲ 0.50% · 4.625%
HK$22,092
+HK$1,267/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,650/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,386
−HK$593/mo
Today · 4.125%
HK$22,979
baseline
▲ 0.50% · 4.625%
HK$24,190
+HK$1,211/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,958/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,378
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,043
−HK$676/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$24,101
+HK$1,382/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,783
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$647/mo
Today · 4.125%
HK$25,068
baseline
▲ 0.50% · 4.625%
HK$26,389
+HK$1,321/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,136/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,880
−HK$732/mo
Today · 4.125%
HK$24,612
baseline
▲ 0.50% · 4.625%
HK$26,109
+HK$1,497/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$49,224/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,456
−HK$701/mo
Today · 4.125%
HK$27,157
baseline
▲ 0.50% · 4.625%
HK$28,588
+HK$1,431/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$54,314/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,941
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,717
−HK$788/mo
Today · 4.125%
HK$26,505
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,613/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,010/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,491
−HK$755/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,541/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,554
−HK$844/mo
Today · 4.125%
HK$28,398
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,728/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,796/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,526
−HK$809/mo
Today · 4.125%
HK$31,335
baseline
▲ 0.50% · 4.625%
HK$32,986
+HK$1,651/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,670/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,504
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,391
−HK$900/mo
Today · 4.125%
HK$30,291
baseline
▲ 0.50% · 4.625%
HK$32,135
+HK$1,844/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,582/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,710
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,561
−HK$863/mo
Today · 4.125%
HK$33,424
baseline
▲ 0.50% · 4.625%
HK$35,185
+HK$1,761/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,848/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,227
−HK$958/mo
Today · 4.125%
HK$32,185
baseline
▲ 0.50% · 4.625%
HK$34,143
+HK$1,958/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,370/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,692
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,596
−HK$917/mo
Today · 4.125%
HK$35,513
baseline
▲ 0.50% · 4.625%
HK$37,384
+HK$1,871/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,026/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,067
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$1,014/mo
Today · 4.125%
HK$34,078
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$2,073/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,156/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,631
−HK$970/mo
Today · 4.125%
HK$37,601
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$1,983/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,202/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,381 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).