▼ 0.50% · 3.625%
HK$16,013
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,511
−HK$506/mo
Today · 4.125%
HK$17,017
baseline
▲ 0.50% · 4.625%
HK$18,053
+HK$1,036/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,034/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,814
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,292
−HK$485/mo
Today · 4.125%
HK$18,777
baseline
▲ 0.50% · 4.625%
HK$19,767
+HK$990/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,554/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,614
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,162
−HK$557/mo
Today · 4.125%
HK$18,719
baseline
▲ 0.50% · 4.625%
HK$19,858
+HK$1,139/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$37,438/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,596
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,121
−HK$534/mo
Today · 4.125%
HK$20,655
baseline
▲ 0.50% · 4.625%
HK$21,743
+HK$1,088/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$41,310/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,216
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,813
−HK$608/mo
Today · 4.125%
HK$20,421
baseline
▲ 0.50% · 4.625%
HK$21,663
+HK$1,242/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$40,842/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,377
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,951
−HK$581/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,720
+HK$1,188/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,817
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$657/mo
Today · 4.125%
HK$22,122
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,347/mo
Deposit HK$2.46M · loan HK$4.56M · min. income ≈ HK$44,244/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$630/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,287/mo
Deposit HK$2.46M · loan HK$4.56M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,418
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,116
−HK$708/mo
Today · 4.125%
HK$23,824
baseline
▲ 0.50% · 4.625%
HK$25,274
+HK$1,450/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,648/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,940
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$679/mo
Today · 4.125%
HK$26,288
baseline
▲ 0.50% · 4.625%
HK$27,673
+HK$1,385/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,576/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,020
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,767
−HK$759/mo
Today · 4.125%
HK$25,526
baseline
▲ 0.50% · 4.625%
HK$27,079
+HK$1,553/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,052/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,438
−HK$727/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,650
+HK$1,485/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,621
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$810/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,884
+HK$1,656/mo
Deposit HK$1.40M · loan HK$5.62M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$775/mo
Today · 4.125%
HK$30,043
baseline
▲ 0.50% · 4.625%
HK$31,627
+HK$1,584/mo
Deposit HK$1.40M · loan HK$5.62M · min. income ≈ HK$60,086/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,222
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,069
−HK$860/mo
Today · 4.125%
HK$28,929
baseline
▲ 0.50% · 4.625%
HK$30,690
+HK$1,761/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$57,858/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,285
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,097
−HK$824/mo
Today · 4.125%
HK$31,921
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,682/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$63,842/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,720
−HK$911/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,495
+HK$1,864/mo
Deposit HK$702K · loan HK$6.32M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,066
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$872/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,580
+HK$1,782/mo
Deposit HK$702K · loan HK$6.32M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$210,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).