▼ 0.50% · 3.625%
HK$18,245
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,813
−HK$577/mo
Today · 4.125%
HK$19,390
baseline
▲ 0.50% · 4.625%
HK$20,569
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,780/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,298
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,842
−HK$553/mo
Today · 4.125%
HK$21,395
baseline
▲ 0.50% · 4.625%
HK$22,522
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,790/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,070
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,694
−HK$635/mo
Today · 4.125%
HK$21,329
baseline
▲ 0.50% · 4.625%
HK$22,626
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,658/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,328
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,927
−HK$607/mo
Today · 4.125%
HK$23,534
baseline
▲ 0.50% · 4.625%
HK$24,775
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,068/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,895
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,576
−HK$692/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$662/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,027
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,719
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$750/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,740
+HK$1,533/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,387
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$718/mo
Today · 4.125%
HK$27,813
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,626/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,544
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$807/mo
Today · 4.125%
HK$27,145
baseline
▲ 0.50% · 4.625%
HK$28,797
+HK$1,652/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,290/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,417
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,179
−HK$773/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,531
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,368
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,220
−HK$864/mo
Today · 4.125%
HK$29,084
baseline
▲ 0.50% · 4.625%
HK$30,854
+HK$1,770/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,168/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,263
−HK$829/mo
Today · 4.125%
HK$32,092
baseline
▲ 0.50% · 4.625%
HK$33,783
+HK$1,691/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,184/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,101
−HK$922/mo
Today · 4.125%
HK$31,023
baseline
▲ 0.50% · 4.625%
HK$32,911
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,046/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,477
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,348
−HK$883/mo
Today · 4.125%
HK$34,231
baseline
▲ 0.50% · 4.625%
HK$36,036
+HK$1,805/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,462/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,982
−HK$980/mo
Today · 4.125%
HK$32,962
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$2,006/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,924/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$939/mo
Today · 4.125%
HK$36,371
baseline
▲ 0.50% · 4.625%
HK$38,288
+HK$1,917/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,742/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,842
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,863
−HK$1,038/mo
Today · 4.125%
HK$34,901
baseline
▲ 0.50% · 4.625%
HK$37,025
+HK$2,124/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,802/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,536
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,516
−HK$994/mo
Today · 4.125%
HK$38,510
baseline
▲ 0.50% · 4.625%
HK$40,540
+HK$2,030/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$77,020/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).