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At today's rate and a 90% mortgage, the deposit on this unit is about HK$802K, with repayments around HK$34,976/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,952/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 20 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 51/F
- Flat
- G
- Saleable Area
- 476 Saleable ft²
- Gross Area
- 638 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-25 | HK$6.00M | −33.3% 3.6y · −12.0%/yr |
| 2022-05-03 | HK$9.00M | −14.3% 1.1y · −13.0%/yr |
| 2021-03-22 | HK$10.50M | +262.1% 14.4y · 18.0%/yr |
| 2006-11-15 | HK$2.90M | −18.5% |
| 2005-10-08 | HK$3.56M | — |