▼ 0.50% · 3.625%
HK$18,536
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,113
−HK$585/mo
Today · 4.125%
HK$19,698
baseline
▲ 0.50% · 4.625%
HK$20,897
+HK$1,199/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,396/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,621
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,174
−HK$561/mo
Today · 4.125%
HK$21,735
baseline
▲ 0.50% · 4.625%
HK$22,881
+HK$1,146/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,470/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,390
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,024
−HK$644/mo
Today · 4.125%
HK$21,668
baseline
▲ 0.50% · 4.625%
HK$22,987
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,336/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,683
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,292
−HK$617/mo
Today · 4.125%
HK$23,909
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,818/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,243
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,935
−HK$703/mo
Today · 4.125%
HK$23,638
baseline
▲ 0.50% · 4.625%
HK$25,076
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,276/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,745
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,409
−HK$673/mo
Today · 4.125%
HK$26,082
baseline
▲ 0.50% · 4.625%
HK$27,457
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,164/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,097
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,846
−HK$762/mo
Today · 4.125%
HK$25,608
baseline
▲ 0.50% · 4.625%
HK$27,166
+HK$1,558/mo
Deposit HK$2.85M · loan HK$5.28M · min. income ≈ HK$51,216/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,808
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,527
−HK$729/mo
Today · 4.125%
HK$28,256
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,489/mo
Deposit HK$2.85M · loan HK$5.28M · min. income ≈ HK$56,512/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,950
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,758
−HK$820/mo
Today · 4.125%
HK$27,578
baseline
▲ 0.50% · 4.625%
HK$29,256
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,156/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,870
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,644
−HK$785/mo
Today · 4.125%
HK$30,429
baseline
▲ 0.50% · 4.625%
HK$32,033
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,858/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,669
−HK$879/mo
Today · 4.125%
HK$29,548
baseline
▲ 0.50% · 4.625%
HK$31,346
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,096/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,932
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$842/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,658
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$937/mo
Today · 4.125%
HK$31,517
baseline
▲ 0.50% · 4.625%
HK$33,435
+HK$1,918/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,034/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,994
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,879
−HK$897/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,610
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,511
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,491
−HK$996/mo
Today · 4.125%
HK$33,487
baseline
▲ 0.50% · 4.625%
HK$35,525
+HK$2,038/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,974/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,056
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,996
−HK$954/mo
Today · 4.125%
HK$36,950
baseline
▲ 0.50% · 4.625%
HK$38,898
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,900/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,365
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$1,054/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,615
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,118
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,114
−HK$1,010/mo
Today · 4.125%
HK$39,124
baseline
▲ 0.50% · 4.625%
HK$41,186
+HK$2,062/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,248/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,869 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).