▼ 0.50% · 3.625%
HK$18,501
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,077
−HK$584/mo
Today · 4.125%
HK$19,661
baseline
▲ 0.50% · 4.625%
HK$20,858
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,322/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,582
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$560/mo
Today · 4.125%
HK$21,695
baseline
▲ 0.50% · 4.625%
HK$22,838
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,390/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,351
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,984
−HK$644/mo
Today · 4.125%
HK$21,628
baseline
▲ 0.50% · 4.625%
HK$22,944
+HK$1,316/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,256/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,641
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,248
−HK$616/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,258/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,202
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,892
−HK$702/mo
Today · 4.125%
HK$23,594
baseline
▲ 0.50% · 4.625%
HK$25,029
+HK$1,435/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,188/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,699
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,361
−HK$672/mo
Today · 4.125%
HK$26,033
baseline
▲ 0.50% · 4.625%
HK$27,406
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,066/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$760/mo
Today · 4.125%
HK$25,560
baseline
▲ 0.50% · 4.625%
HK$27,115
+HK$1,555/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,120/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,757
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$728/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,689
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,902
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,707
−HK$819/mo
Today · 4.125%
HK$27,526
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,675/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,052/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,815
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$784/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$31,973
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$877/mo
Today · 4.125%
HK$29,492
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,795/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$58,984/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$840/mo
Today · 4.125%
HK$32,542
baseline
▲ 0.50% · 4.625%
HK$34,257
+HK$1,715/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,084/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,602
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,523
−HK$935/mo
Today · 4.125%
HK$31,458
baseline
▲ 0.50% · 4.625%
HK$33,373
+HK$1,915/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,916/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,932
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,815
−HK$896/mo
Today · 4.125%
HK$34,711
baseline
▲ 0.50% · 4.625%
HK$36,541
+HK$1,830/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,422/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,452
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,431
−HK$994/mo
Today · 4.125%
HK$33,425
baseline
▲ 0.50% · 4.625%
HK$35,458
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,850/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,990
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,929
−HK$952/mo
Today · 4.125%
HK$36,881
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$1,944/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,762/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,302
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,338
−HK$1,053/mo
Today · 4.125%
HK$35,391
baseline
▲ 0.50% · 4.625%
HK$37,544
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,782/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,048
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,042
−HK$1,008/mo
Today · 4.125%
HK$39,050
baseline
▲ 0.50% · 4.625%
HK$41,108
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,100/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).