▼ 0.50% · 3.625%
HK$22,213
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,904
−HK$702/mo
Today · 4.125%
HK$23,606
baseline
▲ 0.50% · 4.625%
HK$25,042
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,212/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,374
−HK$673/mo
Today · 4.125%
HK$26,047
baseline
▲ 0.50% · 4.625%
HK$27,420
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,094/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,434
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,194
−HK$772/mo
Today · 4.125%
HK$25,966
baseline
▲ 0.50% · 4.625%
HK$27,546
+HK$1,580/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,932/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,183
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$739/mo
Today · 4.125%
HK$28,651
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,511/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,302/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,656
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,485
−HK$842/mo
Today · 4.125%
HK$28,327
baseline
▲ 0.50% · 4.625%
HK$30,051
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$56,654/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$807/mo
Today · 4.125%
HK$31,256
baseline
▲ 0.50% · 4.625%
HK$32,904
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$62,512/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,877
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,775
−HK$913/mo
Today · 4.125%
HK$30,688
baseline
▲ 0.50% · 4.625%
HK$32,555
+HK$1,867/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,376/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,125
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,987
−HK$874/mo
Today · 4.125%
HK$33,861
baseline
▲ 0.50% · 4.625%
HK$35,646
+HK$1,785/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,722/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,098
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,065
−HK$983/mo
Today · 4.125%
HK$33,048
baseline
▲ 0.50% · 4.625%
HK$35,059
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,096/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,596
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,524
−HK$941/mo
Today · 4.125%
HK$36,465
baseline
▲ 0.50% · 4.625%
HK$38,388
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,930/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,356
−HK$1,053/mo
Today · 4.125%
HK$35,409
baseline
▲ 0.50% · 4.625%
HK$37,563
+HK$2,154/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,818/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,068
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,062
−HK$1,008/mo
Today · 4.125%
HK$39,070
baseline
▲ 0.50% · 4.625%
HK$41,130
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,140/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,541
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,646
−HK$1,123/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$40,068
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,539
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,599
−HK$1,076/mo
Today · 4.125%
HK$41,675
baseline
▲ 0.50% · 4.625%
HK$43,872
+HK$2,197/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,350/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,762
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,937
−HK$1,193/mo
Today · 4.125%
HK$40,130
baseline
▲ 0.50% · 4.625%
HK$42,572
+HK$2,442/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,260/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,010
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,137
−HK$1,143/mo
Today · 4.125%
HK$44,280
baseline
▲ 0.50% · 4.625%
HK$46,614
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,560/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,983
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,227
−HK$1,264/mo
Today · 4.125%
HK$42,491
baseline
▲ 0.50% · 4.625%
HK$45,076
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,982/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,674
−HK$1,210/mo
Today · 4.125%
HK$46,884
baseline
▲ 0.50% · 4.625%
HK$49,356
+HK$2,472/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,768/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,143 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).