▼ 0.50% · 3.625%
HK$21,965
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$694/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,762
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,435
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,091
−HK$665/mo
Today · 4.125%
HK$25,756
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,357/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,512/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,161
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$763/mo
Today · 4.125%
HK$25,676
baseline
▲ 0.50% · 4.625%
HK$27,239
+HK$1,563/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,352/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,879
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,600
−HK$731/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$29,825
+HK$1,494/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,323
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$798/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,536
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,554
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,442
−HK$903/mo
Today · 4.125%
HK$30,345
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,690/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,766
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,618
−HK$864/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,247
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,750
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$972/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,210
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$931/mo
Today · 4.125%
HK$36,058
baseline
▲ 0.50% · 4.625%
HK$37,959
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,116/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,947
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,972
−HK$1,041/mo
Today · 4.125%
HK$35,013
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,026/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$997/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,670
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$1,110/mo
Today · 4.125%
HK$37,347
baseline
▲ 0.50% · 4.625%
HK$39,620
+HK$2,273/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,694/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,097
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,145
−HK$1,064/mo
Today · 4.125%
HK$41,209
baseline
▲ 0.50% · 4.625%
HK$43,381
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,418/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,340
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,501
−HK$1,180/mo
Today · 4.125%
HK$39,681
baseline
▲ 0.50% · 4.625%
HK$42,096
+HK$2,415/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$79,362/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,540
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,654
−HK$1,131/mo
Today · 4.125%
HK$43,785
baseline
▲ 0.50% · 4.625%
HK$46,092
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$87,570/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,536
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,766
−HK$1,250/mo
Today · 4.125%
HK$42,016
baseline
▲ 0.50% · 4.625%
HK$44,572
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,032/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,984
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,163
−HK$1,197/mo
Today · 4.125%
HK$46,360
baseline
▲ 0.50% · 4.625%
HK$48,804
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,720/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,253 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).