▼ 0.50% · 3.625%
HK$22,512
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$712/mo
Today · 4.125%
HK$23,924
baseline
▲ 0.50% · 4.625%
HK$25,379
+HK$1,455/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,848/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,716
−HK$681/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$27,789
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,763
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,533
−HK$783/mo
Today · 4.125%
HK$26,316
baseline
▲ 0.50% · 4.625%
HK$27,917
+HK$1,601/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,632/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,549
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,287
−HK$750/mo
Today · 4.125%
HK$29,037
baseline
▲ 0.50% · 4.625%
HK$30,568
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,074/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,014
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,855
−HK$853/mo
Today · 4.125%
HK$28,708
baseline
▲ 0.50% · 4.625%
HK$30,455
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,416/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,053
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,859
−HK$818/mo
Today · 4.125%
HK$31,677
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,354/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,265
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,176
−HK$925/mo
Today · 4.125%
HK$31,101
baseline
▲ 0.50% · 4.625%
HK$32,993
+HK$1,892/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,202/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,557
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,431
−HK$885/mo
Today · 4.125%
HK$34,316
baseline
▲ 0.50% · 4.625%
HK$36,125
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,632/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,517
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,497
−HK$996/mo
Today · 4.125%
HK$33,493
baseline
▲ 0.50% · 4.625%
HK$35,531
+HK$2,038/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,986/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,062
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,002
−HK$954/mo
Today · 4.125%
HK$36,956
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,912/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,768
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,818
−HK$1,067/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$38,069
+HK$2,184/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,566
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,574
−HK$1,022/mo
Today · 4.125%
HK$39,596
baseline
▲ 0.50% · 4.625%
HK$41,683
+HK$2,087/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,192/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$1,139/mo
Today · 4.125%
HK$38,278
baseline
▲ 0.50% · 4.625%
HK$40,607
+HK$2,329/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$76,556/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,071
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,091/mo
Today · 4.125%
HK$42,236
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,226/mo
Deposit HK$1.97M · loan HK$7.90M · min. income ≈ HK$84,472/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,461
−HK$1,209/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$43,145
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,575
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$43,717
−HK$1,158/mo
Today · 4.125%
HK$44,875
baseline
▲ 0.50% · 4.625%
HK$47,241
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,750/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,521
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,782
−HK$1,280/mo
Today · 4.125%
HK$43,062
baseline
▲ 0.50% · 4.625%
HK$45,683
+HK$2,621/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,124/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,080
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,289
−HK$1,226/mo
Today · 4.125%
HK$47,515
baseline
▲ 0.50% · 4.625%
HK$50,020
+HK$2,505/mo
Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$95,030/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,252 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).