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At today's rate and a 90% mortgage, the deposit on this unit is about HK$753K, with repayments around HK$32,830/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$753K · loan HK$6.77M · min. income ≈ HK$65,660/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$225,801 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 20 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 488 Saleable ft²
- Gross Area
- 659 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-10 | HK$7.08M | −13.7% 3.3y · −4.0%/yr |
| 2022-06-15 | HK$8.20M | −1.8% 3.8y · −1.0%/yr |
| 2018-09-14 | HK$8.35M | +70.4% 4.2y · 17.0%/yr |
| 2014-07-25 | HK$4.90M | +23.7% |
| 2012-01-19 | HK$3.96M | +32.0% |
| 2010-01-27 | HK$3.00M | +2.0% |
| 2005-10-14 | HK$2.94M | — |