▼ 0.50% · 3.625%
HK$17,781
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,334
−HK$562/mo
Today · 4.125%
HK$18,896
baseline
▲ 0.50% · 4.625%
HK$20,046
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,792/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,781
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,311
−HK$539/mo
Today · 4.125%
HK$20,850
baseline
▲ 0.50% · 4.625%
HK$21,949
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,700/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,559
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,167
−HK$618/mo
Today · 4.125%
HK$20,785
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,570/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,759
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,343
−HK$592/mo
Today · 4.125%
HK$22,935
baseline
▲ 0.50% · 4.625%
HK$24,144
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,870/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,337
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,001
−HK$674/mo
Today · 4.125%
HK$22,675
baseline
▲ 0.50% · 4.625%
HK$24,055
+HK$1,380/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,350/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$646/mo
Today · 4.125%
HK$25,020
baseline
▲ 0.50% · 4.625%
HK$26,338
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,040/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,115
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,834
−HK$731/mo
Today · 4.125%
HK$24,565
baseline
▲ 0.50% · 4.625%
HK$26,059
+HK$1,494/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,130/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,715
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,405
−HK$700/mo
Today · 4.125%
HK$27,105
baseline
▲ 0.50% · 4.625%
HK$28,533
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,210/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,893
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,667
−HK$787/mo
Today · 4.125%
HK$26,454
baseline
▲ 0.50% · 4.625%
HK$28,064
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,908/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,693
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,436
−HK$754/mo
Today · 4.125%
HK$29,190
baseline
▲ 0.50% · 4.625%
HK$30,728
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,380/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,671
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$843/mo
Today · 4.125%
HK$28,344
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,724/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,688/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,671
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$807/mo
Today · 4.125%
HK$31,274
baseline
▲ 0.50% · 4.625%
HK$32,923
+HK$1,649/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,548/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,449
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,334
−HK$899/mo
Today · 4.125%
HK$30,233
baseline
▲ 0.50% · 4.625%
HK$32,073
+HK$1,840/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,466/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,650
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,498
−HK$861/mo
Today · 4.125%
HK$33,359
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$1,759/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,718/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,227
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,168
−HK$955/mo
Today · 4.125%
HK$32,123
baseline
▲ 0.50% · 4.625%
HK$34,077
+HK$1,954/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,246/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,628
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,529
−HK$915/mo
Today · 4.125%
HK$35,444
baseline
▲ 0.50% · 4.625%
HK$37,313
+HK$1,869/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,888/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,001
−HK$1,011/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$36,082
+HK$2,070/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,606
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,561
−HK$968/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,508
+HK$1,979/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).