▼ 0.50% · 3.625%
HK$17,182
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,716
−HK$543/mo
Today · 4.125%
HK$18,259
baseline
▲ 0.50% · 4.625%
HK$19,370
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,518/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,115
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,627
−HK$520/mo
Today · 4.125%
HK$20,147
baseline
▲ 0.50% · 4.625%
HK$21,209
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,294/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,900
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,488
−HK$597/mo
Today · 4.125%
HK$20,085
baseline
▲ 0.50% · 4.625%
HK$21,307
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,170/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,026
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,590
−HK$572/mo
Today · 4.125%
HK$22,162
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,324/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,259
−HK$652/mo
Today · 4.125%
HK$21,911
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,822/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,937
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,553
−HK$624/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,336
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,031
−HK$706/mo
Today · 4.125%
HK$23,737
baseline
▲ 0.50% · 4.625%
HK$25,181
+HK$1,444/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,474/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,849
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,515
−HK$676/mo
Today · 4.125%
HK$26,191
baseline
▲ 0.50% · 4.625%
HK$27,572
+HK$1,381/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,382/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,054
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,803
−HK$760/mo
Today · 4.125%
HK$25,563
baseline
▲ 0.50% · 4.625%
HK$27,118
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,126/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,760
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,478
−HK$728/mo
Today · 4.125%
HK$28,206
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,487/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,412/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,773
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,574
−HK$815/mo
Today · 4.125%
HK$27,389
baseline
▲ 0.50% · 4.625%
HK$29,055
+HK$1,666/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,778/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,672
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,441
−HK$780/mo
Today · 4.125%
HK$30,221
baseline
▲ 0.50% · 4.625%
HK$31,814
+HK$1,593/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,442/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,346
−HK$869/mo
Today · 4.125%
HK$29,215
baseline
▲ 0.50% · 4.625%
HK$30,992
+HK$1,777/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,430/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,583
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$833/mo
Today · 4.125%
HK$32,236
baseline
▲ 0.50% · 4.625%
HK$33,935
+HK$1,699/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,472/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,209
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,118
−HK$923/mo
Today · 4.125%
HK$31,041
baseline
▲ 0.50% · 4.625%
HK$32,929
+HK$1,888/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,082/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,495
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,366
−HK$884/mo
Today · 4.125%
HK$34,250
baseline
▲ 0.50% · 4.625%
HK$36,056
+HK$1,806/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,500/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,927
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,889
−HK$978/mo
Today · 4.125%
HK$32,867
baseline
▲ 0.50% · 4.625%
HK$34,866
+HK$1,999/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$65,734/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,406
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,329
−HK$936/mo
Today · 4.125%
HK$36,265
baseline
▲ 0.50% · 4.625%
HK$38,177
+HK$1,912/mo
Deposit HK$754K · loan HK$6.78M · min. income ≈ HK$72,530/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$226,051 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).