▼ 0.50% · 3.625%
HK$21,838
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$690/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,619
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,294
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$661/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,022
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$759/mo
Today · 4.125%
HK$25,528
baseline
▲ 0.50% · 4.625%
HK$27,081
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,056/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,724
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,441
−HK$727/mo
Today · 4.125%
HK$28,168
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,336/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,205
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$828/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,543
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,153
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$793/mo
Today · 4.125%
HK$30,728
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,456/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,389
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,272
−HK$898/mo
Today · 4.125%
HK$30,170
baseline
▲ 0.50% · 4.625%
HK$32,005
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,340/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,430
−HK$859/mo
Today · 4.125%
HK$33,289
baseline
▲ 0.50% · 4.625%
HK$35,044
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,578/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,573
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,524
−HK$966/mo
Today · 4.125%
HK$32,490
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,980/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,012
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,924
−HK$926/mo
Today · 4.125%
HK$35,850
baseline
▲ 0.50% · 4.625%
HK$37,739
+HK$1,889/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,700/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,757
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,776
−HK$1,035/mo
Today · 4.125%
HK$34,811
baseline
▲ 0.50% · 4.625%
HK$36,929
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,622/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,442
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$991/mo
Today · 4.125%
HK$38,410
baseline
▲ 0.50% · 4.625%
HK$40,435
+HK$2,025/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,820/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,941
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,027
−HK$1,105/mo
Today · 4.125%
HK$37,132
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$2,259/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,264/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,871
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,914
−HK$1,057/mo
Today · 4.125%
HK$40,971
baseline
▲ 0.50% · 4.625%
HK$43,131
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,942/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,124
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,279
−HK$1,173/mo
Today · 4.125%
HK$39,452
baseline
▲ 0.50% · 4.625%
HK$41,853
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,904/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,301
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,408
−HK$1,124/mo
Today · 4.125%
HK$43,532
baseline
▲ 0.50% · 4.625%
HK$45,826
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,064/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,308
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,531
−HK$1,242/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$44,315
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,730
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,190/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,522
+HK$2,429/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).