▼ 0.50% · 3.625%
HK$4,037
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,163
−HK$128/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$261/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,492
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$122/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$250/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$141/mo
Today · 4.125%
HK$4,720
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$287/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$9,440/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$135/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$274/mo
Deposit HK$797K · loan HK$974K · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$153/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$146/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$300/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$166/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$339/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$159/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,479
+HK$324/mo
Deposit HK$620K · loan HK$1.15M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,652
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,828
−HK$179/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$171/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$6,977
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$191/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$392/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$183/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,476
+HK$375/mo
Deposit HK$443K · loan HK$1.33M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,460
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,661
−HK$204/mo
Today · 4.125%
HK$6,865
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$418/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,730/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,379
−HK$196/mo
Today · 4.125%
HK$7,575
baseline
▲ 0.50% · 4.625%
HK$7,974
+HK$399/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,150/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,864
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,077
−HK$217/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,738
+HK$444/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,636
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,841
−HK$207/mo
Today · 4.125%
HK$8,048
baseline
▲ 0.50% · 4.625%
HK$8,473
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,096/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,267
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$229/mo
Today · 4.125%
HK$7,723
baseline
▲ 0.50% · 4.625%
HK$8,193
+HK$470/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,446/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,085
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,302
−HK$220/mo
Today · 4.125%
HK$8,522
baseline
▲ 0.50% · 4.625%
HK$8,971
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,044/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).