▼ 0.50% · 3.625%
HK$3,728
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,844
−HK$118/mo
Today · 4.125%
HK$3,962
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$241/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$7,924/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$113/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$230/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$129/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,623
+HK$265/mo
Deposit HK$736K · loan HK$899K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$124/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$253/mo
Deposit HK$736K · loan HK$899K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$142/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$289/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,111
−HK$135/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$277/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,847
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$153/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$313/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$146/mo
Today · 4.125%
HK$5,683
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$300/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,366/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$165/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,884
+HK$337/mo
Deposit HK$491K · loan HK$1.14M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,962
−HK$158/mo
Today · 4.125%
HK$6,120
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$323/mo
Deposit HK$491K · loan HK$1.14M · min. income ≈ HK$12,240/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$177/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$362/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$170/mo
Today · 4.125%
HK$6,558
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$345/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,116/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,965
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,151
−HK$188/mo
Today · 4.125%
HK$6,339
baseline
▲ 0.50% · 4.625%
HK$6,725
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,678/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$181/mo
Today · 4.125%
HK$6,995
baseline
▲ 0.50% · 4.625%
HK$7,364
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,990/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,338
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,535
−HK$201/mo
Today · 4.125%
HK$6,736
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$409/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,472/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,051
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,240
−HK$192/mo
Today · 4.125%
HK$7,432
baseline
▲ 0.50% · 4.625%
HK$7,824
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,864/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,711
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$212/mo
Today · 4.125%
HK$7,132
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$434/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$14,264/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,466
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,666
−HK$203/mo
Today · 4.125%
HK$7,869
baseline
▲ 0.50% · 4.625%
HK$8,284
+HK$415/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$15,738/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).