▼ 0.50% · 3.625%
HK$3,852
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$121/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,342
+HK$249/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,400
−HK$117/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$238/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,237
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$134/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$274/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$128/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,230
+HK$262/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,622
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$146/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$299/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$140/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,706
+HK$286/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$158/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$324/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$152/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$309/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$171/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$348/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$163/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$334/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$182/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$374/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,428
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$175/mo
Today · 4.125%
HK$6,775
baseline
▲ 0.50% · 4.625%
HK$7,132
+HK$357/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,550/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,163
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$194/mo
Today · 4.125%
HK$6,549
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,098/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,040
−HK$187/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,548
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,752
−HK$207/mo
Today · 4.125%
HK$6,959
baseline
▲ 0.50% · 4.625%
HK$7,382
+HK$423/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$13,918/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,285
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,480
−HK$198/mo
Today · 4.125%
HK$7,678
baseline
▲ 0.50% · 4.625%
HK$8,083
+HK$405/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$15,356/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$219/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$448/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,713
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,920
−HK$210/mo
Today · 4.125%
HK$8,130
baseline
▲ 0.50% · 4.625%
HK$8,559
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,260/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).