▼ 0.50% · 3.625%
HK$4,127
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$130/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$267/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$144/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$293/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$156/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$320/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$149/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$307/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$170/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$347/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$162/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$332/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$182/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$374/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,428
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$175/mo
Today · 4.125%
HK$6,775
baseline
▲ 0.50% · 4.625%
HK$7,132
+HK$357/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,550/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,191
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,383
−HK$196/mo
Today · 4.125%
HK$6,579
baseline
▲ 0.50% · 4.625%
HK$6,979
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,158/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,887
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$187/mo
Today · 4.125%
HK$7,259
baseline
▲ 0.50% · 4.625%
HK$7,642
+HK$383/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,518/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,809
−HK$209/mo
Today · 4.125%
HK$7,018
baseline
▲ 0.50% · 4.625%
HK$7,445
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,036/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,346
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,543
−HK$200/mo
Today · 4.125%
HK$7,743
baseline
▲ 0.50% · 4.625%
HK$8,151
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,486/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$222/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,910
+HK$454/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,805
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,015
−HK$212/mo
Today · 4.125%
HK$8,227
baseline
▲ 0.50% · 4.625%
HK$8,661
+HK$434/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,454/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,429
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$235/mo
Today · 4.125%
HK$7,895
baseline
▲ 0.50% · 4.625%
HK$8,375
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,790/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,265
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,486
−HK$225/mo
Today · 4.125%
HK$8,711
baseline
▲ 0.50% · 4.625%
HK$9,170
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,422/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).