▼ 0.50% · 3.625%
HK$3,976
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$126/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$257/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$121/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$245/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$138/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,931
+HK$283/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,866
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$133/mo
Today · 4.125%
HK$5,129
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$270/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$10,258/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$151/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$308/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$144/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$295/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$163/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$335/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$156/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$320/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$176/mo
Today · 4.125%
HK$5,916
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,832/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,193
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,359
−HK$169/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,872
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$188/mo
Today · 4.125%
HK$6,338
baseline
▲ 0.50% · 4.625%
HK$6,724
+HK$386/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,676/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,635
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,813
−HK$181/mo
Today · 4.125%
HK$6,994
baseline
▲ 0.50% · 4.625%
HK$7,363
+HK$369/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,988/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$201/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$411/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,268
−HK$192/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$393/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,760
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,970
−HK$214/mo
Today · 4.125%
HK$7,184
baseline
▲ 0.50% · 4.625%
HK$7,621
+HK$437/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,368/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,520
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,722
−HK$204/mo
Today · 4.125%
HK$7,926
baseline
▲ 0.50% · 4.625%
HK$8,344
+HK$418/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,852/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,157
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,380
−HK$226/mo
Today · 4.125%
HK$7,606
baseline
▲ 0.50% · 4.625%
HK$8,069
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,212/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,962
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,176
−HK$217/mo
Today · 4.125%
HK$8,393
baseline
▲ 0.50% · 4.625%
HK$8,835
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,786/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).