▼ 0.50% · 3.625%
HK$4,045
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$128/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$261/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$122/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$4,993
+HK$250/mo
Deposit HK$887K · loan HK$887K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$141/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$288/mo
Deposit HK$798K · loan HK$976K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$135/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$275/mo
Deposit HK$798K · loan HK$976K · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$154/mo
Today · 4.125%
HK$5,159
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$314/mo
Deposit HK$710K · loan HK$1.06M · min. income ≈ HK$10,318/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$147/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$300/mo
Deposit HK$710K · loan HK$1.06M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,259
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$167/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$159/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$326/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$178/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,385
+HK$367/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$172/mo
Today · 4.125%
HK$6,641
baseline
▲ 0.50% · 4.625%
HK$6,991
+HK$350/mo
Deposit HK$532K · loan HK$1.24M · min. income ≈ HK$13,282/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$191/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,750
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,931
−HK$184/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,490
+HK$375/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$204/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$195/mo
Today · 4.125%
HK$7,589
baseline
▲ 0.50% · 4.625%
HK$7,990
+HK$401/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,178/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$217/mo
Today · 4.125%
HK$7,308
baseline
▲ 0.50% · 4.625%
HK$7,753
+HK$445/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,616/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,856
−HK$208/mo
Today · 4.125%
HK$8,064
baseline
▲ 0.50% · 4.625%
HK$8,489
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,128/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,508
−HK$230/mo
Today · 4.125%
HK$7,738
baseline
▲ 0.50% · 4.625%
HK$8,209
+HK$471/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$15,476/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,101
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,318
−HK$220/mo
Today · 4.125%
HK$8,538
baseline
▲ 0.50% · 4.625%
HK$8,988
+HK$450/mo
Deposit HK$177K · loan HK$1.60M · min. income ≈ HK$17,076/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).