▼ 0.50% · 3.625%
HK$4,213
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$133/mo
Today · 4.125%
HK$4,477
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$273/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$8,954/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$127/mo
Today · 4.125%
HK$4,940
baseline
▲ 0.50% · 4.625%
HK$5,201
+HK$261/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$9,880/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$146/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$300/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$140/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,721
+HK$287/mo
Deposit HK$831K · loan HK$1.02M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$160/mo
Today · 4.125%
HK$5,373
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$327/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$10,746/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$153/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,241
+HK$313/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$173/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$354/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$166/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$338/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$186/mo
Today · 4.125%
HK$6,268
baseline
▲ 0.50% · 4.625%
HK$6,650
+HK$382/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,536/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$179/mo
Today · 4.125%
HK$6,917
baseline
▲ 0.50% · 4.625%
HK$7,281
+HK$364/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,834/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$200/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$409/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$192/mo
Today · 4.125%
HK$7,411
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$390/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,822/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,951
−HK$213/mo
Today · 4.125%
HK$7,164
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$436/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,328/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,499
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,701
−HK$204/mo
Today · 4.125%
HK$7,905
baseline
▲ 0.50% · 4.625%
HK$8,321
+HK$416/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,810/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,162
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,385
−HK$227/mo
Today · 4.125%
HK$7,612
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$463/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,224/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,968
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,182
−HK$217/mo
Today · 4.125%
HK$8,399
baseline
▲ 0.50% · 4.625%
HK$8,841
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,798/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,584
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,820
−HK$239/mo
Today · 4.125%
HK$8,059
baseline
▲ 0.50% · 4.625%
HK$8,550
+HK$491/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,118/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,437
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,663
−HK$230/mo
Today · 4.125%
HK$8,893
baseline
▲ 0.50% · 4.625%
HK$9,361
+HK$468/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,786/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).