▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$119/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$242/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,320
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$137/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$279/mo
Deposit HK$775K · loan HK$947K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$131/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$267/mo
Deposit HK$775K · loan HK$947K · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$149/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$305/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$143/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$291/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$161/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$330/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$154/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$316/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$173/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,198
+HK$356/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,116
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,280
−HK$167/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$339/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,890
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$186/mo
Today · 4.125%
HK$6,260
baseline
▲ 0.50% · 4.625%
HK$6,641
+HK$381/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,520/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$178/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$364/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,283
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$198/mo
Today · 4.125%
HK$6,677
baseline
▲ 0.50% · 4.625%
HK$7,083
+HK$406/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,354/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,990
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,177
−HK$191/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,756
+HK$388/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$211/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$432/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$202/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$413/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,069
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$224/mo
Today · 4.125%
HK$7,512
baseline
▲ 0.50% · 4.625%
HK$7,969
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,024/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,864
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,075
−HK$214/mo
Today · 4.125%
HK$8,289
baseline
▲ 0.50% · 4.625%
HK$8,725
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,578/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).