▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,021
+HK$230/mo
Deposit HK$782K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$108/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$220/mo
Deposit HK$782K · loan HK$782K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,046
−HK$124/mo
Today · 4.125%
HK$4,170
baseline
▲ 0.50% · 4.625%
HK$4,424
+HK$254/mo
Deposit HK$704K · loan HK$860K · min. income ≈ HK$8,340/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$119/mo
Today · 4.125%
HK$4,601
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$243/mo
Deposit HK$704K · loan HK$860K · min. income ≈ HK$9,202/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$135/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$277/mo
Deposit HK$626K · loan HK$939K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$129/mo
Today · 4.125%
HK$5,019
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$265/mo
Deposit HK$626K · loan HK$939K · min. income ≈ HK$10,038/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,637
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$146/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$300/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$141/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,724
+HK$286/mo
Deposit HK$548K · loan HK$1.02M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$158/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$469K · loan HK$1.10M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$151/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$309/mo
Deposit HK$469K · loan HK$1.10M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,953
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,707
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$180/mo
Today · 4.125%
HK$6,065
baseline
▲ 0.50% · 4.625%
HK$6,434
+HK$369/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,130/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,349
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$172/mo
Today · 4.125%
HK$6,692
baseline
▲ 0.50% · 4.625%
HK$7,045
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,384/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,253
−HK$191/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,837
+HK$393/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$184/mo
Today · 4.125%
HK$7,111
baseline
▲ 0.50% · 4.625%
HK$7,486
+HK$375/mo
Deposit HK$235K · loan HK$1.33M · min. income ≈ HK$14,222/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,421
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,621
−HK$202/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,239
+HK$416/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,143
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,335
−HK$194/mo
Today · 4.125%
HK$7,529
baseline
▲ 0.50% · 4.625%
HK$7,926
+HK$397/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,058/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).